Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,600-$1,799 was the most common mortgage repayment band among households with a mortgage in Aberfoyle Park, accounting for 13.9% (278 households). This share was higher than Onkaparinga (C) (11.9%).
Section overview
Monthly housing loan repayments
Aberfoyle Park - Households (Enumerated)
This table summarises housing loan repayments for Aberfoyle Park in 2021 for persons, with comparison against Onkaparinga (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Aberfoyle Park, with comparison markers for Onkaparinga (C).
$299 or less
2021 count
98
% of total
4.9%
98
4.9%
$300 - $599
2021 count
108
% of total
5.4%
108
5.4%
$600 - $999
2021 count
208
% of total
10.4%
208
10.4%
$1,000 - $1,199
2021 count
156
% of total
7.8%
156
7.8%
$1,200 - $1,399
2021 count
212
% of total
10.6%
212
10.6%
$1,400 - $1,599
2021 count
269
% of total
13.4%
269
13.4%
$1,600-$1,799
2021 count
278
% of total
13.9%
278
13.9%
$1,800 - $1,999
2021 count
158
% of total
7.9%
158
7.9%
$2,000 - $2,199
2021 count
162
% of total
8.1%
162
8.1%
$2,200 - $2,399
2021 count
82
% of total
4.1%
82
4.1%
$2,400-$2,599
2021 count
40
% of total
2.0%
40
2.0%
$2,600-$2,999
2021 count
64
% of total
3.2%
64
3.2%
$3,000-$3,999
2021 count
64
% of total
3.2%
64
3.2%
$4,000-$4,999
2021 count
26
% of total
1.3%
26
1.3%
$5000 and over
2021 count
11
% of total
0.5%
11
0.5%
Not stated
2021 count
71
% of total
3.5%
71
3.5%
Data table
Housing loan repayments for Aberfoyle Park. Monthly housing loan repayments. 2021 counts and percentages compared with Onkaparinga (C).
| Category | 2021 count | 2021 % | Onkaparinga (C) % |
|---|---|---|---|
| $299 or less | 98 | 4.9% | 4.5% |
| $300 - $599 | 108 | 5.4% | 4.9% |
| $600 - $999 | 208 | 10.4% | 11.7% |
| $1,000 - $1,199 | 156 | 7.8% | 9.9% |
| $1,200 - $1,399 | 212 | 10.6% | 13.6% |
| $1,400 - $1,599 | 269 | 13.4% | 12.3% |
| $1,600-$1,799 | 278 | 13.9% | 11.9% |
| $1,800 - $1,999 | 158 | 7.9% | 6.6% |
| $2,000 - $2,199 | 162 | 8.1% | 7.8% |
| $2,200 - $2,399 | 82 | 4.1% | 2.7% |
| $2,400-$2,599 | 40 | 2.0% | 1.5% |
| $2,600-$2,999 | 64 | 3.2% | 3.1% |
| $3,000-$3,999 | 64 | 3.2% | 3.1% |
| $4,000-$4,999 | 26 | 1.3% | 1.1% |
| $5000 and over | 11 | 0.5% | 0.6% |
| Not stated | 71 | 3.5% | 4.5% |
| Total | 2,007 | 100.0% | 100.0% |