Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,600-$1,799 was the most common mortgage repayment band among households with a mortgage in Moana, accounting for 14.2% (88 households). This share was higher than Onkaparinga (C) (11.9%).
Section overview
Monthly housing loan repayments
Moana - Households (Enumerated)
This table summarises housing loan repayments for Moana in 2021 for persons, with comparison against Onkaparinga (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Moana, with comparison markers for Onkaparinga (C).
$299 or less
2021 count
30
% of total
4.8%
30
4.8%
$300 - $599
2021 count
31
% of total
5.0%
31
5.0%
$600 - $999
2021 count
49
% of total
7.9%
49
7.9%
$1,000 - $1,199
2021 count
35
% of total
5.6%
35
5.6%
$1,200 - $1,399
2021 count
82
% of total
13.2%
82
13.2%
$1,400 - $1,599
2021 count
51
% of total
8.2%
51
8.2%
$1,600-$1,799
2021 count
88
% of total
14.2%
88
14.2%
$1,800 - $1,999
2021 count
44
% of total
7.1%
44
7.1%
$2,000 - $2,199
2021 count
64
% of total
10.3%
64
10.3%
$2,200 - $2,399
2021 count
30
% of total
4.8%
30
4.8%
$2,400-$2,599
2021 count
17
% of total
2.7%
17
2.7%
$2,600-$2,999
2021 count
26
% of total
4.2%
26
4.2%
$3,000-$3,999
2021 count
26
% of total
4.2%
26
4.2%
$4,000-$4,999
2021 count
13
% of total
2.1%
13
2.1%
$5000 and over
2021 count
5
% of total
0.8%
5
0.8%
Not stated
2021 count
29
% of total
4.7%
29
4.7%
Data table
Housing loan repayments for Moana. Monthly housing loan repayments. 2021 counts and percentages compared with Onkaparinga (C).
| Category | 2021 count | 2021 % | Onkaparinga (C) % |
|---|---|---|---|
| $299 or less | 30 | 4.8% | 4.5% |
| $300 - $599 | 31 | 5.0% | 4.9% |
| $600 - $999 | 49 | 7.9% | 11.7% |
| $1,000 - $1,199 | 35 | 5.6% | 9.9% |
| $1,200 - $1,399 | 82 | 13.2% | 13.6% |
| $1,400 - $1,599 | 51 | 8.2% | 12.3% |
| $1,600-$1,799 | 88 | 14.2% | 11.9% |
| $1,800 - $1,999 | 44 | 7.1% | 6.6% |
| $2,000 - $2,199 | 64 | 10.3% | 7.8% |
| $2,200 - $2,399 | 30 | 4.8% | 2.7% |
| $2,400-$2,599 | 17 | 2.7% | 1.5% |
| $2,600-$2,999 | 26 | 4.2% | 3.1% |
| $3,000-$3,999 | 26 | 4.2% | 3.1% |
| $4,000-$4,999 | 13 | 2.1% | 1.1% |
| $5000 and over | 5 | 0.8% | 0.6% |
| Not stated | 29 | 4.7% | 4.5% |
| Total | 620 | 100.0% | 100.0% |