Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Morphett Vale, accounting for 17.9% (735 households). This share was higher than Onkaparinga (C) (13.6%).
Section overview
Monthly housing loan repayments
Morphett Vale - Households (Enumerated)
This table summarises housing loan repayments for Morphett Vale in 2021 for persons, with comparison against Onkaparinga (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Morphett Vale, with comparison markers for Onkaparinga (C).
$299 or less
2021 count
199
% of total
4.8%
199
4.8%
$300 - $599
2021 count
236
% of total
5.7%
236
5.7%
$600 - $999
2021 count
649
% of total
15.8%
649
15.8%
$1,000 - $1,199
2021 count
602
% of total
14.7%
602
14.7%
$1,200 - $1,399
2021 count
735
% of total
17.9%
735
17.9%
$1,400 - $1,599
2021 count
527
% of total
12.8%
527
12.8%
$1,600-$1,799
2021 count
437
% of total
10.6%
437
10.6%
$1,800 - $1,999
2021 count
163
% of total
4.0%
163
4.0%
$2,000 - $2,199
2021 count
189
% of total
4.6%
189
4.6%
$2,200 - $2,399
2021 count
36
% of total
0.9%
36
0.9%
$2,400-$2,599
2021 count
18
% of total
0.4%
18
0.4%
$2,600-$2,999
2021 count
49
% of total
1.2%
49
1.2%
$3,000-$3,999
2021 count
58
% of total
1.4%
58
1.4%
$4,000-$4,999
2021 count
24
% of total
0.6%
24
0.6%
$5000 and over
2021 count
11
% of total
0.3%
11
0.3%
Not stated
2021 count
173
% of total
4.2%
173
4.2%
Data table
Housing loan repayments for Morphett Vale. Monthly housing loan repayments. 2021 counts and percentages compared with Onkaparinga (C).
| Category | 2021 count | 2021 % | Onkaparinga (C) % |
|---|---|---|---|
| $299 or less | 199 | 4.8% | 4.5% |
| $300 - $599 | 236 | 5.7% | 4.9% |
| $600 - $999 | 649 | 15.8% | 11.7% |
| $1,000 - $1,199 | 602 | 14.7% | 9.9% |
| $1,200 - $1,399 | 735 | 17.9% | 13.6% |
| $1,400 - $1,599 | 527 | 12.8% | 12.3% |
| $1,600-$1,799 | 437 | 10.6% | 11.9% |
| $1,800 - $1,999 | 163 | 4.0% | 6.6% |
| $2,000 - $2,199 | 189 | 4.6% | 7.8% |
| $2,200 - $2,399 | 36 | 0.9% | 2.7% |
| $2,400-$2,599 | 18 | 0.4% | 1.5% |
| $2,600-$2,999 | 49 | 1.2% | 3.1% |
| $3,000-$3,999 | 58 | 1.4% | 3.1% |
| $4,000-$4,999 | 24 | 0.6% | 1.1% |
| $5000 and over | 11 | 0.3% | 0.6% |
| Not stated | 173 | 4.2% | 4.5% |
| Total | 4,106 | 100.0% | 100.0% |