Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,400 - $1,599 was the most common mortgage repayment band among households with a mortgage in Seaford Rise, accounting for 14.7% (154 households). This share was higher than Onkaparinga (C) (12.3%).
Section overview
Monthly housing loan repayments
Seaford Rise - Households (Enumerated)
This table summarises housing loan repayments for Seaford Rise in 2021 for persons, with comparison against Onkaparinga (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Seaford Rise, with comparison markers for Onkaparinga (C).
$299 or less
2021 count
38
% of total
3.6%
38
3.6%
$300 - $599
2021 count
34
% of total
3.2%
34
3.2%
$600 - $999
2021 count
95
% of total
9.0%
95
9.0%
$1,000 - $1,199
2021 count
78
% of total
7.4%
78
7.4%
$1,200 - $1,399
2021 count
147
% of total
14.0%
147
14.0%
$1,400 - $1,599
2021 count
154
% of total
14.7%
154
14.7%
$1,600-$1,799
2021 count
141
% of total
13.4%
141
13.4%
$1,800 - $1,999
2021 count
89
% of total
8.5%
89
8.5%
$2,000 - $2,199
2021 count
98
% of total
9.3%
98
9.3%
$2,200 - $2,399
2021 count
32
% of total
3.0%
32
3.0%
$2,400-$2,599
2021 count
11
% of total
1.0%
11
1.0%
$2,600-$2,999
2021 count
34
% of total
3.2%
34
3.2%
$3,000-$3,999
2021 count
24
% of total
2.3%
24
2.3%
$4,000-$4,999
2021 count
15
% of total
1.4%
15
1.4%
$5000 and over
2021 count
3
% of total
0.3%
3
0.3%
Not stated
2021 count
57
% of total
5.4%
57
5.4%
Data table
Housing loan repayments for Seaford Rise. Monthly housing loan repayments. 2021 counts and percentages compared with Onkaparinga (C).
| Category | 2021 count | 2021 % | Onkaparinga (C) % |
|---|---|---|---|
| $299 or less | 38 | 3.6% | 4.5% |
| $300 - $599 | 34 | 3.2% | 4.9% |
| $600 - $999 | 95 | 9.0% | 11.7% |
| $1,000 - $1,199 | 78 | 7.4% | 9.9% |
| $1,200 - $1,399 | 147 | 14.0% | 13.6% |
| $1,400 - $1,599 | 154 | 14.7% | 12.3% |
| $1,600-$1,799 | 141 | 13.4% | 11.9% |
| $1,800 - $1,999 | 89 | 8.5% | 6.6% |
| $2,000 - $2,199 | 98 | 9.3% | 7.8% |
| $2,200 - $2,399 | 32 | 3.0% | 2.7% |
| $2,400-$2,599 | 11 | 1.0% | 1.5% |
| $2,600-$2,999 | 34 | 3.2% | 3.1% |
| $3,000-$3,999 | 24 | 2.3% | 3.1% |
| $4,000-$4,999 | 15 | 1.4% | 1.1% |
| $5000 and over | 3 | 0.3% | 0.6% |
| Not stated | 57 | 5.4% | 4.5% |
| Total | 1,050 | 100.0% | 100.0% |