Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 69% of households in Cranebrook were purchasing or had fully paid off their home, while 25.5% were renting. The mortgage share was higher than Penrith (C) (37.6%).
Section overview
Housing tenure
Cranebrook - Households (Enumerated)
This table summarises housing tenure for Cranebrook in 2021 for persons, with comparison against Penrith (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Cranebrook, with comparison markers for Penrith (C).
Fully owned
2021 count
1,182
% of total
22.2%
Change from 2016
+2.0pp
1,182
22.2%
+2.0pp
Mortgage
2021 count
2,494
% of total
46.8%
Change from 2016
-1.2pp
2,494
46.8%
-1.2pp
Renting - Total
2021 count
1,357
% of total
25.5%
Change from 2016
+0.1pp
1,357
25.5%
+0.1pp
Renting - Social housing
2021 count
365
% of total
6.9%
Change from 2016
-0.9pp
365
6.9%
-0.9pp
Renting - Private
2021 count
987
% of total
18.5%
Change from 2016
+1.3pp
987
18.5%
+1.3pp
Renting - Not stated
2021 count
6
% of total
0.1%
Change from 2016
-0.1pp
6
0.1%
-0.1pp
Other tenure type
2021 count
38
% of total
0.7%
Change from 2016
+0.3pp
38
0.7%
+0.3pp
Not stated
2021 count
248
% of total
4.7%
Change from 2016
-1.4pp
248
4.7%
-1.4pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+139
+2.0pp
Mortgage
+11
-1.2pp
Renting - Total
+43
+0.1pp
Renting - Social housing
-37
-0.9pp
Renting - Private
+95
+1.3pp
Renting - Not stated
-6
-0.1pp
Other tenure type
+19
+0.3pp
Not stated
-69
-1.4pp
Data table
Housing tenure for Cranebrook. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Penrith (C)% | Count | % | Penrith (C)% | Count | pp | |
| Fully owned | 1,182 | 22.2% | 23.6% | 1,043 | 20.2% | 24.8% | +139 | +2.0pp |
| Mortgage | 2,494 | 46.8% | 37.6% | 2,483 | 48.0% | 38.8% | +11 | -1.2pp |
| Renting - Total | 1,357 | 25.5% | 32.0% | 1,314 | 25.4% | 28.8% | +43 | +0.1pp |
| Renting - Social housing | 365 | 6.9% | 4.1% | 402 | 7.8% | 4.4% | -37 | -0.9pp |
| Renting - Private | 987 | 18.5% | 27.7% | 892 | 17.2% | 24.0% | +95 | +1.3pp |
| Renting - Not stated | 6 | 0.1% | 0.2% | 12 | 0.2% | 0.4% | -6 | -0.1pp |
| Other tenure type | 38 | 0.7% | 1.2% | 19 | 0.4% | 0.5% | +19 | +0.3pp |
| Not stated | 248 | 4.7% | 5.7% | 317 | 6.1% | 7.1% | -69 | -1.4pp |
| Total households | 5,325 | 100.0% | 100.0% | 5,172 | 100.0% | 100.0% | +153 | 0.0pp |