Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 81% of households in Emu Heights (NSW) were purchasing or had fully paid off their home, while 16% were renting. The mortgage share was higher than Penrith (C) (37.6%).
Section overview
Housing tenure
Emu Heights (NSW) - Households (Enumerated)
This table summarises housing tenure for Emu Heights (NSW) in 2021 for persons, with comparison against Penrith (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Emu Heights (NSW), with comparison markers for Penrith (C).
Fully owned
2021 count
352
% of total
31.6%
Change from 2016
-0.1pp
352
31.6%
-0.1pp
Mortgage
2021 count
550
% of total
49.4%
Change from 2016
-0.1pp
550
49.4%
-0.1pp
Renting - Total
2021 count
178
% of total
16.0%
Change from 2016
+1.4pp
178
16.0%
+1.4pp
Renting - Social housing
2021 count
22
% of total
2.0%
Change from 2016
0.0pp
22
2.0%
0.0pp
Renting - Private
2021 count
148
% of total
13.3%
Change from 2016
+0.9pp
148
13.3%
+0.9pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-0.3pp
0
0.0%
-0.3pp
Other tenure type
2021 count
11
% of total
1.0%
Change from 2016
+0.7pp
11
1.0%
+0.7pp
Not stated
2021 count
25
% of total
2.2%
Change from 2016
-0.9pp
25
2.2%
-0.9pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+9
-0.1pp
Mortgage
+15
-0.1pp
Renting - Total
+20
+1.4pp
Renting - Social housing
0
0.0pp
Renting - Private
+14
+0.9pp
Renting - Not stated
-3
-0.3pp
Other tenure type
+8
+0.7pp
Not stated
-9
-0.9pp
Data table
Housing tenure for Emu Heights (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Penrith (C)% | Count | % | Penrith (C)% | Count | pp | |
| Fully owned | 352 | 31.6% | 23.6% | 343 | 31.7% | 24.8% | +9 | -0.1pp |
| Mortgage | 550 | 49.4% | 37.6% | 535 | 49.5% | 38.8% | +15 | -0.1pp |
| Renting - Total | 178 | 16.0% | 32.0% | 158 | 14.6% | 28.8% | +20 | +1.4pp |
| Renting - Social housing | 22 | 2.0% | 4.1% | 22 | 2.0% | 4.4% | 0 | 0.0pp |
| Renting - Private | 148 | 13.3% | 27.7% | 134 | 12.4% | 24.0% | +14 | +0.9pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 3 | 0.3% | 0.4% | -3 | -0.3pp |
| Other tenure type | 11 | 1.0% | 1.2% | 3 | 0.3% | 0.5% | +8 | +0.7pp |
| Not stated | 25 | 2.2% | 5.7% | 34 | 3.1% | 7.1% | -9 | -0.9pp |
| Total households | 1,114 | 100.0% | 100.0% | 1,081 | 100.0% | 100.0% | +33 | 0.0pp |