Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Glenmore Park, accounting for 18.7% (781 households). This share was higher than Penrith (C) (13.1%).
Section overview
Monthly housing loan repayments
Glenmore Park - Households (Enumerated)
This table summarises housing loan repayments for Glenmore Park in 2021 for persons, with comparison against Penrith (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Glenmore Park, with comparison markers for Penrith (C).
$299 or less
2021 count
138
% of total
3.3%
138
3.3%
$300 - $599
2021 count
77
% of total
1.8%
77
1.8%
$600 - $999
2021 count
145
% of total
3.5%
145
3.5%
$1,000 - $1,199
2021 count
109
% of total
2.6%
109
2.6%
$1,200 - $1,399
2021 count
158
% of total
3.8%
158
3.8%
$1,400 - $1,599
2021 count
182
% of total
4.4%
182
4.4%
$1,600-$1,799
2021 count
250
% of total
6.0%
250
6.0%
$1,800 - $1,999
2021 count
226
% of total
5.4%
226
5.4%
$2,000 - $2,199
2021 count
434
% of total
10.4%
434
10.4%
$2,200 - $2,399
2021 count
249
% of total
6.0%
249
6.0%
$2,400-$2,599
2021 count
252
% of total
6.0%
252
6.0%
$2,600-$2,999
2021 count
640
% of total
15.3%
640
15.3%
$3,000-$3,999
2021 count
781
% of total
18.7%
781
18.7%
$4,000-$4,999
2021 count
198
% of total
4.7%
198
4.7%
$5000 and over
2021 count
125
% of total
3.0%
125
3.0%
Not stated
2021 count
215
% of total
5.1%
215
5.1%
Data table
Housing loan repayments for Glenmore Park. Monthly housing loan repayments. 2021 counts and percentages compared with Penrith (C).
| Category | 2021 count | 2021 % | Penrith (C) % |
|---|---|---|---|
| $299 or less | 138 | 3.3% | 3.5% |
| $300 - $599 | 77 | 1.8% | 2.1% |
| $600 - $999 | 145 | 3.5% | 4.6% |
| $1,000 - $1,199 | 109 | 2.6% | 3.8% |
| $1,200 - $1,399 | 158 | 3.8% | 5.0% |
| $1,400 - $1,599 | 182 | 4.4% | 5.8% |
| $1,600-$1,799 | 250 | 6.0% | 7.6% |
| $1,800 - $1,999 | 226 | 5.4% | 6.2% |
| $2,000 - $2,199 | 434 | 10.4% | 11.6% |
| $2,200 - $2,399 | 249 | 6.0% | 6.6% |
| $2,400-$2,599 | 252 | 6.0% | 5.5% |
| $2,600-$2,999 | 640 | 15.3% | 12.2% |
| $3,000-$3,999 | 781 | 18.7% | 13.1% |
| $4,000-$4,999 | 198 | 4.7% | 3.5% |
| $5000 and over | 125 | 3.0% | 2.9% |
| Not stated | 215 | 5.1% | 6.1% |
| Total | 4,179 | 100.0% | 100.0% |