Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 64.1% of households in Penrith (C) were purchasing or had fully paid off their home, while 33.4% were renting. The mortgage share was higher than Greater Sydney (33.3%).
Section overview
Housing tenure
Penrith (C) - Households (Enumerated)
This table summarises housing tenure for Penrith (C) in 2021 for persons, with comparison against Greater Sydney and change since 2016.
Housing tenure snapshot
2021 distribution by category for Penrith (C), with comparison markers for Greater Sydney.
Fully owned
2021 count
18,157
% of total
24.7%
Change from 2016
-1.3pp
18,157
24.7%
-1.3pp
Mortgage
2021 count
28,931
% of total
39.4%
Change from 2016
-1.3pp
28,931
39.4%
-1.3pp
Renting - Total
2021 count
24,497
% of total
33.4%
Change from 2016
+3.2pp
24,497
33.4%
+3.2pp
Renting - Social housing
2021 count
3,179
% of total
4.3%
Change from 2016
-0.3pp
3,179
4.3%
-0.3pp
Renting - Private
2021 count
21,210
% of total
28.9%
Change from 2016
+3.7pp
21,210
28.9%
+3.7pp
Renting - Not stated
2021 count
115
% of total
0.2%
Change from 2016
-0.2pp
115
0.2%
-0.2pp
Other tenure type
2021 count
882
% of total
1.2%
Change from 2016
+0.7pp
882
1.2%
+0.7pp
Not stated
2021 count
933
% of total
1.3%
Change from 2016
-1.3pp
933
1.3%
-1.3pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,596
-1.3pp
Mortgage
+3,000
-1.3pp
Renting - Total
+5,291
+3.2pp
Renting - Social housing
+228
-0.3pp
Renting - Private
+5,186
+3.7pp
Renting - Not stated
-115
-0.2pp
Other tenure type
+580
+0.7pp
Not stated
-735
-1.3pp
Data table
Housing tenure for Penrith (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Sydney.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Greater Sydney% | Count | % | Greater Sydney% | Count | pp | |
| Fully owned | 18,157 | 24.7% | 27.8% | 16,561 | 26.0% | 29.1% | +1,596 | -1.3pp |
| Mortgage | 28,931 | 39.4% | 33.3% | 25,931 | 40.7% | 33.2% | +3,000 | -1.3pp |
| Renting - Total | 24,497 | 33.4% | 35.9% | 19,206 | 30.2% | 34.1% | +5,291 | +3.2pp |
| Renting - Social housing | 3,179 | 4.3% | 4.2% | 2,951 | 4.6% | 4.8% | +228 | -0.3pp |
| Renting - Private | 21,210 | 28.9% | 31.5% | 16,024 | 25.2% | 28.8% | +5,186 | +3.7pp |
| Renting - Not stated | 115 | 0.2% | 0.2% | 230 | 0.4% | 0.4% | -115 | -0.2pp |
| Other tenure type | 882 | 1.2% | 1.7% | 302 | 0.5% | 0.9% | +580 | +0.7pp |
| Not stated | 933 | 1.3% | 1.3% | 1,668 | 2.6% | 2.7% | -735 | -1.3pp |
| Total households | 73,398 | 100.0% | 100.0% | 63,667 | 100.0% | 100.0% | +9,731 | 0.0pp |