Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 84.5% of households in Mulgoa were purchasing or had fully paid off their home, while 13.7% were renting. The mortgage share was lower than Penrith (C) (39.4%).
Section overview
Housing tenure
Mulgoa - Households (Enumerated)
This table summarises housing tenure for Mulgoa in 2021 for persons, with comparison against Penrith (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Mulgoa, with comparison markers for Penrith (C).
Fully owned
2021 count
266
% of total
45.5%
Change from 2016
-22.2pp
266
45.5%
-22.2pp
Mortgage
2021 count
228
% of total
39.0%
Change from 2016
+6.7pp
228
39.0%
+6.7pp
Renting - Total
2021 count
80
% of total
13.7%
Change from 2016
+4.0pp
80
13.7%
+4.0pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Renting - Private
2021 count
80
% of total
13.7%
Change from 2016
+4.0pp
80
13.7%
+4.0pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Other tenure type
2021 count
14
% of total
2.4%
Change from 2016
+2.4pp
14
2.4%
+2.4pp
Not stated
2021 count
4
% of total
0.7%
Change from 2016
+0.7pp
4
0.7%
+0.7pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+245
-22.2pp
Mortgage
+218
+6.7pp
Renting - Total
+77
+4.0pp
Renting - Social housing
0
0.0pp
Renting - Private
+77
+4.0pp
Renting - Not stated
0
0.0pp
Other tenure type
+14
+2.4pp
Not stated
+4
+0.7pp
Data table
Housing tenure for Mulgoa. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Penrith (C)% | Count | % | Penrith (C)% | Count | pp | |
| Fully owned | 266 | 45.5% | 24.7% | 21 | 67.7% | 26.0% | +245 | -22.2pp |
| Mortgage | 228 | 39.0% | 39.4% | 10 | 32.3% | 40.7% | +218 | +6.7pp |
| Renting - Total | 80 | 13.7% | 33.4% | 3 | 9.7% | 30.2% | +77 | +4.0pp |
| Renting - Social housing | 0 | 0.0% | 4.3% | 0 | 0.0% | 4.6% | 0 | 0.0pp |
| Renting - Private | 80 | 13.7% | 28.9% | 3 | 9.7% | 25.2% | +77 | +4.0pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 0 | 0.0% | 0.4% | 0 | 0.0pp |
| Other tenure type | 14 | 2.4% | 1.2% | 0 | 0.0% | 0.5% | +14 | +2.4pp |
| Not stated | 4 | 0.7% | 1.3% | 0 | 0.0% | 2.6% | +4 | +0.7pp |
| Total households | 585 | 100.0% | 100.0% | 31 | 100.0% | 100.0% | +554 | 0.0pp |