Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 43% of households in North St Marys were purchasing or had fully paid off their home, while 54.4% were renting. The mortgage share was lower than Penrith (C) (39.4%).
Section overview
Housing tenure
North St Marys - Households (Enumerated)
This table summarises housing tenure for North St Marys in 2021 for persons, with comparison against Penrith (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for North St Marys, with comparison markers for Penrith (C).
Fully owned
2021 count
282
% of total
21.2%
Change from 2016
+1.9pp
282
21.2%
+1.9pp
Mortgage
2021 count
290
% of total
21.8%
Change from 2016
+7.7pp
290
21.8%
+7.7pp
Renting - Total
2021 count
725
% of total
54.4%
Change from 2016
-10.1pp
725
54.4%
-10.1pp
Renting - Social housing
2021 count
216
% of total
16.2%
Change from 2016
+5.5pp
216
16.2%
+5.5pp
Renting - Private
2021 count
498
% of total
37.4%
Change from 2016
-15.8pp
498
37.4%
-15.8pp
Renting - Not stated
2021 count
6
% of total
0.5%
Change from 2016
-0.2pp
6
0.5%
-0.2pp
Other tenure type
2021 count
11
% of total
0.8%
Change from 2016
+0.4pp
11
0.8%
+0.4pp
Not stated
2021 count
27
% of total
2.0%
Change from 2016
-1.0pp
27
2.0%
-1.0pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+109
+1.9pp
Mortgage
+164
+7.7pp
Renting - Total
+147
-10.1pp
Renting - Social housing
+120
+5.5pp
Renting - Private
+21
-15.8pp
Renting - Not stated
0
-0.2pp
Other tenure type
+7
+0.4pp
Not stated
0
-1.0pp
Data table
Housing tenure for North St Marys. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Penrith (C)% | Count | % | Penrith (C)% | Count | pp | |
| Fully owned | 282 | 21.2% | 24.7% | 173 | 19.3% | 26.0% | +109 | +1.9pp |
| Mortgage | 290 | 21.8% | 39.4% | 126 | 14.1% | 40.7% | +164 | +7.7pp |
| Renting - Total | 725 | 54.4% | 33.4% | 578 | 64.5% | 30.2% | +147 | -10.1pp |
| Renting - Social housing | 216 | 16.2% | 4.3% | 96 | 10.7% | 4.6% | +120 | +5.5pp |
| Renting - Private | 498 | 37.4% | 28.9% | 477 | 53.2% | 25.2% | +21 | -15.8pp |
| Renting - Not stated | 6 | 0.5% | 0.2% | 6 | 0.7% | 0.4% | 0 | -0.2pp |
| Other tenure type | 11 | 0.8% | 1.2% | 4 | 0.4% | 0.5% | +7 | +0.4pp |
| Not stated | 27 | 2.0% | 1.3% | 27 | 3.0% | 2.6% | 0 | -1.0pp |
| Total households | 1,333 | 100.0% | 100.0% | 896 | 100.0% | 100.0% | +437 | 0.0pp |