Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 50.9% of households in Oxley Park were purchasing or had fully paid off their home, while 38.6% were renting. The mortgage share was lower than Penrith (C) (37.6%).

Section overview

Housing tenure

Oxley Park - Households (Enumerated)

This table summarises housing tenure for Oxley Park in 2021 for persons, with comparison against Penrith (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Oxley Park, with comparison markers for Penrith (C).

Oxley Park
Penrith (C)

Fully owned

2021 count

238

% of total

16.0%

Change from 2016

-4.9pp

Mortgage

2021 count

518

% of total

34.9%

Change from 2016

+4.9pp

Renting - Total

2021 count

573

% of total

38.6%

Change from 2016

+0.2pp

Renting - Social housing

2021 count

53

% of total

3.6%

Change from 2016

-0.1pp

Renting - Private

2021 count

512

% of total

34.5%

Change from 2016

-0.3pp

Renting - Not stated

2021 count

0

% of total

0.0%

Change from 2016

-0.5pp

Other tenure type

2021 count

11

% of total

0.7%

Change from 2016

+0.2pp

Not stated

2021 count

139

% of total

9.4%

Change from 2016

-1.6pp

Data table

Housing tenure for Oxley Park. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).

Housing tenure for Oxley Park. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
Housing tenure for Oxley Park. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
Category20212016Change
Count%Penrith (C)%Count%Penrith (C)%Countpp
Fully owned23816.0%23.6%22820.9%24.8%+10-4.9pp
Mortgage51834.9%37.6%32830.0%38.8%+190+4.9pp
Renting - Total57338.6%32.0%41938.4%28.8%+154+0.2pp
Renting - Social housing533.6%4.1%403.7%4.4%+13-0.1pp
Renting - Private51234.5%27.7%38034.8%24.0%+132-0.3pp
Renting - Not stated00.0%0.2%50.5%0.4%-5-0.5pp
Other tenure type110.7%1.2%50.5%0.5%+6+0.2pp
Not stated1399.4%5.7%12011.0%7.1%+19-1.6pp
Total households1,483100.0%100.0%1,092100.0%100.0%+3910.0pp