Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 36% of households in Penrith were purchasing or had fully paid off their home, while 60.2% were renting. The mortgage share was lower than Penrith (C) (39.4%).
Section overview
Housing tenure
Penrith - Households (Enumerated)
This table summarises housing tenure for Penrith in 2021 for persons, with comparison against Penrith (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Penrith, with comparison markers for Penrith (C).
Fully owned
2021 count
1,206
% of total
15.4%
Change from 2016
-18.3pp
1,206
15.4%
-18.3pp
Mortgage
2021 count
1,613
% of total
20.6%
Change from 2016
-25.9pp
1,613
20.6%
-25.9pp
Renting - Total
2021 count
4,718
% of total
60.2%
Change from 2016
+45.1pp
4,718
60.2%
+45.1pp
Renting - Social housing
2021 count
850
% of total
10.8%
Change from 2016
+10.8pp
850
10.8%
+10.8pp
Renting - Private
2021 count
3,858
% of total
49.2%
Change from 2016
+39.9pp
3,858
49.2%
+39.9pp
Renting - Not stated
2021 count
15
% of total
0.2%
Change from 2016
-3.3pp
15
0.2%
-3.3pp
Other tenure type
2021 count
171
% of total
2.2%
Change from 2016
+2.2pp
171
2.2%
+2.2pp
Not stated
2021 count
130
% of total
1.7%
Change from 2016
-1.8pp
130
1.7%
-1.8pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,177
-18.3pp
Mortgage
+1,573
-25.9pp
Renting - Total
+4,705
+45.1pp
Renting - Social housing
+850
+10.8pp
Renting - Private
+3,850
+39.9pp
Renting - Not stated
+12
-3.3pp
Other tenure type
+171
+2.2pp
Not stated
+127
-1.8pp
Data table
Housing tenure for Penrith. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Penrith (C)% | Count | % | Penrith (C)% | Count | pp | |
| Fully owned | 1,206 | 15.4% | 24.7% | 29 | 33.7% | 26.0% | +1,177 | -18.3pp |
| Mortgage | 1,613 | 20.6% | 39.4% | 40 | 46.5% | 40.7% | +1,573 | -25.9pp |
| Renting - Total | 4,718 | 60.2% | 33.4% | 13 | 15.1% | 30.2% | +4,705 | +45.1pp |
| Renting - Social housing | 850 | 10.8% | 4.3% | 0 | 0.0% | 4.6% | +850 | +10.8pp |
| Renting - Private | 3,858 | 49.2% | 28.9% | 8 | 9.3% | 25.2% | +3,850 | +39.9pp |
| Renting - Not stated | 15 | 0.2% | 0.2% | 3 | 3.5% | 0.4% | +12 | -3.3pp |
| Other tenure type | 171 | 2.2% | 1.2% | 0 | 0.0% | 0.5% | +171 | +2.2pp |
| Not stated | 130 | 1.7% | 1.3% | 3 | 3.5% | 2.6% | +127 | -1.8pp |
| Total households | 7,837 | 100.0% | 100.0% | 86 | 100.0% | 100.0% | +7,751 | 0.0pp |