Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 65.7% of households in South Penrith were purchasing or had fully paid off their home, while 29.5% were renting. The mortgage share was lower than Penrith (C) (37.6%).
Section overview
Housing tenure
South Penrith - Households (Enumerated)
This table summarises housing tenure for South Penrith in 2021 for persons, with comparison against Penrith (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for South Penrith, with comparison markers for Penrith (C).
Fully owned
2021 count
1,328
% of total
30.2%
Change from 2016
-2.0pp
1,328
30.2%
-2.0pp
Mortgage
2021 count
1,560
% of total
35.5%
Change from 2016
-1.6pp
1,560
35.5%
-1.6pp
Renting - Total
2021 count
1,296
% of total
29.5%
Change from 2016
+4.9pp
1,296
29.5%
+4.9pp
Renting - Social housing
2021 count
142
% of total
3.2%
Change from 2016
-0.3pp
142
3.2%
-0.3pp
Renting - Private
2021 count
1,148
% of total
26.1%
Change from 2016
+5.3pp
1,148
26.1%
+5.3pp
Renting - Not stated
2021 count
3
% of total
0.1%
Change from 2016
-0.2pp
3
0.1%
-0.2pp
Other tenure type
2021 count
29
% of total
0.7%
Change from 2016
+0.2pp
29
0.7%
+0.2pp
Not stated
2021 count
177
% of total
4.0%
Change from 2016
-1.8pp
177
4.0%
-1.8pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-40
-2.0pp
Mortgage
-14
-1.6pp
Renting - Total
+254
+4.9pp
Renting - Social housing
-8
-0.3pp
Renting - Private
+267
+5.3pp
Renting - Not stated
-10
-0.2pp
Other tenure type
+9
+0.2pp
Not stated
-68
-1.8pp
Data table
Housing tenure for South Penrith. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Penrith (C)% | Count | % | Penrith (C)% | Count | pp | |
| Fully owned | 1,328 | 30.2% | 23.6% | 1,368 | 32.2% | 24.8% | -40 | -2.0pp |
| Mortgage | 1,560 | 35.5% | 37.6% | 1,574 | 37.1% | 38.8% | -14 | -1.6pp |
| Renting - Total | 1,296 | 29.5% | 32.0% | 1,042 | 24.6% | 28.8% | +254 | +4.9pp |
| Renting - Social housing | 142 | 3.2% | 4.1% | 150 | 3.5% | 4.4% | -8 | -0.3pp |
| Renting - Private | 1,148 | 26.1% | 27.7% | 881 | 20.8% | 24.0% | +267 | +5.3pp |
| Renting - Not stated | 3 | 0.1% | 0.2% | 13 | 0.3% | 0.4% | -10 | -0.2pp |
| Other tenure type | 29 | 0.7% | 1.2% | 20 | 0.5% | 0.5% | +9 | +0.2pp |
| Not stated | 177 | 4.0% | 5.7% | 245 | 5.8% | 7.1% | -68 | -1.8pp |
| Total households | 4,398 | 100.0% | 100.0% | 4,244 | 100.0% | 100.0% | +154 | 0.0pp |