Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 76.4% of households in Werrington County were purchasing or had fully paid off their home, while 18.5% were renting. The mortgage share was higher than Penrith (C) (37.6%).

Section overview

Housing tenure

Werrington County - Households (Enumerated)

This table summarises housing tenure for Werrington County in 2021 for persons, with comparison against Penrith (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Werrington County, with comparison markers for Penrith (C).

Werrington County
Penrith (C)

Fully owned

2021 count

438

% of total

33.6%

Change from 2016

-1.2pp

Mortgage

2021 count

558

% of total

42.8%

Change from 2016

-1.3pp

Renting - Total

2021 count

241

% of total

18.5%

Change from 2016

+2.7pp

Renting - Social housing

2021 count

0

% of total

0.0%

Change from 2016

-0.6pp

Renting - Private

2021 count

239

% of total

18.3%

Change from 2016

+3.3pp

Renting - Not stated

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Other tenure type

2021 count

9

% of total

0.7%

Change from 2016

+0.5pp

Not stated

2021 count

60

% of total

4.6%

Change from 2016

-1.0pp

Data table

Housing tenure for Werrington County. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).

Housing tenure for Werrington County. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
Housing tenure for Werrington County. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
Category20212016Change
Count%Penrith (C)%Count%Penrith (C)%Countpp
Fully owned43833.6%23.6%42934.8%24.8%+9-1.2pp
Mortgage55842.8%37.6%54344.1%38.8%+15-1.3pp
Renting - Total24118.5%32.0%19515.8%28.8%+46+2.7pp
Renting - Social housing00.0%4.1%70.6%4.4%-7-0.6pp
Renting - Private23918.3%27.7%18515.0%24.0%+54+3.3pp
Renting - Not stated00.0%0.2%00.0%0.4%00.0pp
Other tenure type90.7%1.2%30.2%0.5%+6+0.5pp
Not stated604.6%5.7%695.6%7.1%-9-1.0pp
Total households1,305100.0%100.0%1,231100.0%100.0%+740.0pp