Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 49% of households in Werrington were purchasing or had fully paid off their home, while 43.7% were renting. The mortgage share was lower than Penrith (C) (37.6%).

Section overview

Housing tenure

Werrington - Households (Enumerated)

This table summarises housing tenure for Werrington in 2021 for persons, with comparison against Penrith (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Werrington, with comparison markers for Penrith (C).

Werrington
Penrith (C)

Fully owned

2021 count

299

% of total

14.9%

Change from 2016

-2.5pp

Mortgage

2021 count

683

% of total

34.1%

Change from 2016

+3.7pp

Renting - Total

2021 count

875

% of total

43.7%

Change from 2016

-0.7pp

Renting - Social housing

2021 count

127

% of total

6.3%

Change from 2016

-2.1pp

Renting - Private

2021 count

735

% of total

36.7%

Change from 2016

+1.6pp

Renting - Not stated

2021 count

3

% of total

0.1%

Change from 2016

-0.2pp

Other tenure type

2021 count

18

% of total

0.9%

Change from 2016

+0.7pp

Not stated

2021 count

135

% of total

6.7%

Change from 2016

-0.8pp

Data table

Housing tenure for Werrington. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).

Housing tenure for Werrington. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
Housing tenure for Werrington. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Penrith (C).
Category20212016Change
Count%Penrith (C)%Count%Penrith (C)%Countpp
Fully owned29914.9%23.6%28217.4%24.8%+17-2.5pp
Mortgage68334.1%37.6%49330.4%38.8%+190+3.7pp
Renting - Total87543.7%32.0%72044.4%28.8%+155-0.7pp
Renting - Social housing1276.3%4.1%1378.4%4.4%-10-2.1pp
Renting - Private73536.7%27.7%57035.1%24.0%+165+1.6pp
Renting - Not stated30.1%0.2%50.3%0.4%-2-0.2pp
Other tenure type180.9%1.2%30.2%0.5%+15+0.7pp
Not stated1356.7%5.7%1227.5%7.1%+13-0.8pp
Total households2,003100.0%100.0%1,623100.0%100.0%+3800.0pp