Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Perth (C), accounting for 11.1% (246 households). This share was lower than Greater Perth (11.7%).
Section overview
Monthly housing loan repayments
Perth (C) - Households (Enumerated)
This table summarises housing loan repayments for Perth (C) in 2021 for persons, with comparison against Greater Perth.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Perth (C), with comparison markers for Greater Perth.
$299 or less
2021 count
114
% of total
5.2%
114
5.2%
$300 - $599
2021 count
50
% of total
2.3%
50
2.3%
$600 - $999
2021 count
116
% of total
5.3%
116
5.3%
$1,000 - $1,199
2021 count
116
% of total
5.3%
116
5.3%
$1,200 - $1,399
2021 count
187
% of total
8.5%
187
8.5%
$1,400 - $1,599
2021 count
179
% of total
8.1%
179
8.1%
$1,600-$1,799
2021 count
193
% of total
8.7%
193
8.7%
$1,800 - $1,999
2021 count
126
% of total
5.7%
126
5.7%
$2,000 - $2,199
2021 count
246
% of total
11.1%
246
11.1%
$2,200 - $2,399
2021 count
96
% of total
4.3%
96
4.3%
$2,400-$2,599
2021 count
100
% of total
4.5%
100
4.5%
$2,600-$2,999
2021 count
124
% of total
5.6%
124
5.6%
$3,000-$3,999
2021 count
243
% of total
11.0%
243
11.0%
$4,000-$4,999
2021 count
107
% of total
4.8%
107
4.8%
$5000 and over
2021 count
91
% of total
4.1%
91
4.1%
Not stated
2021 count
119
% of total
5.4%
119
5.4%
Data table
Housing loan repayments for Perth (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
| Category | 2021 count | 2021 % | Greater Perth % |
|---|---|---|---|
| $299 or less | 114 | 5.2% | 4.2% |
| $300 - $599 | 50 | 2.3% | 2.7% |
| $600 - $999 | 116 | 5.3% | 5.8% |
| $1,000 - $1,199 | 116 | 5.3% | 5.2% |
| $1,200 - $1,399 | 187 | 8.5% | 7.3% |
| $1,400 - $1,599 | 179 | 8.1% | 8.2% |
| $1,600-$1,799 | 193 | 8.7% | 9.7% |
| $1,800 - $1,999 | 126 | 5.7% | 7.5% |
| $2,000 - $2,199 | 246 | 11.1% | 11.7% |
| $2,200 - $2,399 | 96 | 4.3% | 5.1% |
| $2,400-$2,599 | 100 | 4.5% | 3.9% |
| $2,600-$2,999 | 124 | 5.6% | 7.2% |
| $3,000-$3,999 | 243 | 11.0% | 9.0% |
| $4,000-$4,999 | 107 | 4.8% | 3.7% |
| $5000 and over | 91 | 4.1% | 3.3% |
| Not stated | 119 | 5.4% | 5.6% |
| Total | 2,207 | 100.0% | 100.0% |