Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,400 - $1,599 was the most common mortgage repayment band among households with a mortgage in Hillbank, accounting for 16.3% (161 households). This share was higher than Playford (C) (11.9%).
Section overview
Monthly housing loan repayments
Hillbank - Households (Enumerated)
This table summarises housing loan repayments for Hillbank in 2021 for persons, with comparison against Playford (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Hillbank, with comparison markers for Playford (C).
$299 or less
2021 count
42
% of total
4.3%
42
4.3%
$300 - $599
2021 count
52
% of total
5.3%
52
5.3%
$600 - $999
2021 count
96
% of total
9.7%
96
9.7%
$1,000 - $1,199
2021 count
94
% of total
9.5%
94
9.5%
$1,200 - $1,399
2021 count
136
% of total
13.8%
136
13.8%
$1,400 - $1,599
2021 count
161
% of total
16.3%
161
16.3%
$1,600-$1,799
2021 count
136
% of total
13.8%
136
13.8%
$1,800 - $1,999
2021 count
64
% of total
6.5%
64
6.5%
$2,000 - $2,199
2021 count
59
% of total
6.0%
59
6.0%
$2,200 - $2,399
2021 count
34
% of total
3.4%
34
3.4%
$2,400-$2,599
2021 count
7
% of total
0.7%
7
0.7%
$2,600-$2,999
2021 count
23
% of total
2.3%
23
2.3%
$3,000-$3,999
2021 count
26
% of total
2.6%
26
2.6%
$4,000-$4,999
2021 count
5
% of total
0.5%
5
0.5%
$5000 and over
2021 count
7
% of total
0.7%
7
0.7%
Not stated
2021 count
46
% of total
4.7%
46
4.7%
Data table
Housing loan repayments for Hillbank. Monthly housing loan repayments. 2021 counts and percentages compared with Playford (C).
| Category | 2021 count | 2021 % | Playford (C) % |
|---|---|---|---|
| $299 or less | 42 | 4.3% | 3.3% |
| $300 - $599 | 52 | 5.3% | 5.6% |
| $600 - $999 | 96 | 9.7% | 17.7% |
| $1,000 - $1,199 | 94 | 9.5% | 14.3% |
| $1,200 - $1,399 | 136 | 13.8% | 14.9% |
| $1,400 - $1,599 | 161 | 16.3% | 11.9% |
| $1,600-$1,799 | 136 | 13.8% | 9.3% |
| $1,800 - $1,999 | 64 | 6.5% | 4.5% |
| $2,000 - $2,199 | 59 | 6.0% | 5.3% |
| $2,200 - $2,399 | 34 | 3.4% | 1.9% |
| $2,400-$2,599 | 7 | 0.7% | 0.9% |
| $2,600-$2,999 | 23 | 2.3% | 2.4% |
| $3,000-$3,999 | 26 | 2.6% | 2.0% |
| $4,000-$4,999 | 5 | 0.5% | 0.6% |
| $5000 and over | 7 | 0.7% | 0.6% |
| Not stated | 46 | 4.7% | 4.8% |
| Total | 988 | 100.0% | 100.0% |