Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $1,200 to $1,399 was the most common mortgage repayment band among households with a mortgage in Munno Para West, accounting for 18.9% (240 households). This share was higher than Playford (C) (14.9%).

Section overview

Monthly housing loan repayments

Munno Para West - Households (Enumerated)

This table summarises housing loan repayments for Munno Para West in 2021 for persons, with comparison against Playford (C).

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Munno Para West, with comparison markers for Playford (C).

Munno Para West
Playford (C)

Nil Repayments

2021 count

10

% of total

0.8%

1 To 149

2021 count

3

% of total

0.2%

150 To 299

2021 count

9

% of total

0.7%

300 To 449

2021 count

15

% of total

1.2%

450 To 599

2021 count

22

% of total

1.7%

600 To 799

2021 count

52

% of total

4.1%

800 To 999

2021 count

101

% of total

7.9%

1000 To 1199

2021 count

209

% of total

16.4%

1200 To 1399

2021 count

240

% of total

18.9%

1400 To 1599

2021 count

202

% of total

15.9%

1600 To 1799

2021 count

145

% of total

11.4%

1800 To 1999

2021 count

69

% of total

5.4%

2000 To 2199

2021 count

59

% of total

4.6%

2200 To 2399

2021 count

16

% of total

1.3%

2400 To 2599

2021 count

6

% of total

0.5%

2600 To 2799

2021 count

17

% of total

1.3%

2800 To 2999

2021 count

7

% of total

0.6%

3000 To 3499

2021 count

19

% of total

1.5%

3500 To 3999

2021 count

4

% of total

0.3%

4000 To 4999

2021 count

6

% of total

0.5%

5000 And Over

2021 count

4

% of total

0.3%

Not stated

2021 count

56

% of total

4.4%

Data table

Housing loan repayments for Munno Para West. Monthly housing loan repayments. 2021 counts and percentages compared with Playford (C).

Housing loan repayments for Munno Para West. Monthly housing loan repayments. 2021 counts and percentages compared with Playford (C).
Housing loan repayments for Munno Para West. Monthly housing loan repayments. 2021 counts and percentages compared with Playford (C).
Category2021 count2021 %Playford (C) %
Nil Repayments100.8%1.4%
1 To 14930.2%0.8%
150 To 29990.7%1.1%
300 To 449151.2%2.6%
450 To 599221.7%3.0%
600 To 799524.1%6.8%
800 To 9991017.9%10.9%
1000 To 119920916.4%14.3%
1200 To 139924018.9%14.9%
1400 To 159920215.9%11.9%
1600 To 179914511.4%9.3%
1800 To 1999695.4%4.5%
2000 To 2199594.6%5.3%
2200 To 2399161.3%1.9%
2400 To 259960.5%0.9%
2600 To 2799171.3%1.8%
2800 To 299970.6%0.6%
3000 To 3499191.5%1.7%
3500 To 399940.3%0.3%
4000 To 499960.5%0.6%
5000 And Over40.3%0.6%
Not stated564.4%4.8%
Total1,271100.0%100.0%