Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 71.8% of households in Port Stephens (A) were purchasing or had fully paid off their home, while 24.8% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Port Stephens (A) - Households (Enumerated)
This table summarises housing tenure for Port Stephens (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Port Stephens (A), with comparison markers for Regional NSW.
Fully owned
2021 count
11,897
% of total
41.2%
Change from 2016
+2.6pp
11,897
41.2%
+2.6pp
Mortgage
2021 count
8,821
% of total
30.6%
Change from 2016
-0.7pp
8,821
30.6%
-0.7pp
Renting - Total
2021 count
7,164
% of total
24.8%
Change from 2016
-1.4pp
7,164
24.8%
-1.4pp
Renting - Social housing
2021 count
873
% of total
3.0%
Change from 2016
-0.4pp
873
3.0%
-0.4pp
Renting - Private
2021 count
6,241
% of total
21.6%
Change from 2016
-0.9pp
6,241
21.6%
-0.9pp
Renting - Not stated
2021 count
48
% of total
0.2%
Change from 2016
-0.2pp
48
0.2%
-0.2pp
Other tenure type
2021 count
584
% of total
2.0%
Change from 2016
+1.1pp
584
2.0%
+1.1pp
Not stated
2021 count
395
% of total
1.4%
Change from 2016
-1.7pp
395
1.4%
-1.7pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+2,084
+2.6pp
Mortgage
+864
-0.7pp
Renting - Total
+498
-1.4pp
Renting - Social housing
+18
-0.4pp
Renting - Private
+525
-0.9pp
Renting - Not stated
-48
-0.2pp
Other tenure type
+366
+1.1pp
Not stated
-399
-1.7pp
Data table
Housing tenure for Port Stephens (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 11,897 | 41.2% | 38.0% | 9,813 | 38.6% | 37.4% | +2,084 | +2.6pp |
| Mortgage | 8,821 | 30.6% | 31.2% | 7,957 | 31.3% | 30.6% | +864 | -0.7pp |
| Renting - Total | 7,164 | 24.8% | 26.8% | 6,666 | 26.2% | 27.9% | +498 | -1.4pp |
| Renting - Social housing | 873 | 3.0% | 4.0% | 855 | 3.4% | 4.5% | +18 | -0.4pp |
| Renting - Private | 6,241 | 21.6% | 22.6% | 5,716 | 22.5% | 22.7% | +525 | -0.9pp |
| Renting - Not stated | 48 | 0.2% | 0.2% | 96 | 0.4% | 0.7% | -48 | -0.2pp |
| Other tenure type | 584 | 2.0% | 2.3% | 218 | 0.9% | 1.0% | +366 | +1.1pp |
| Not stated | 395 | 1.4% | 1.7% | 794 | 3.1% | 3.0% | -399 | -1.7pp |
| Total households | 28,868 | 100.0% | 100.0% | 25,452 | 100.0% | 100.0% | +3,416 | 0.0pp |