Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $600 to $799 was the most common mortgage repayment band among households with a mortgage in Quilpie (S), accounting for 14.1% (9 households). This share was higher than Regional Qld (4%).

Section overview

Monthly housing loan repayments

Quilpie (S) - Households (Enumerated)

This table summarises housing loan repayments for Quilpie (S) in 2021 for persons, with comparison against Regional Qld.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Quilpie (S), with comparison markers for Regional Qld.

Quilpie (S)
Regional Qld

Nil Repayments

2021 count

8

% of total

12.5%

1 To 149

2021 count

-

% of total

-

150 To 299

2021 count

-

% of total

-

300 To 449

2021 count

-

% of total

-

450 To 599

2021 count

7

% of total

10.9%

600 To 799

2021 count

9

% of total

14.1%

800 To 999

2021 count

5

% of total

7.8%

1000 To 1199

2021 count

5

% of total

7.8%

1200 To 1399

2021 count

5

% of total

7.8%

1400 To 1599

2021 count

5

% of total

7.8%

1600 To 1799

2021 count

-

% of total

-

1800 To 1999

2021 count

-

% of total

-

2000 To 2199

2021 count

8

% of total

12.5%

2200 To 2399

2021 count

-

% of total

-

2400 To 2599

2021 count

-

% of total

-

2600 To 2799

2021 count

-

% of total

-

2800 To 2999

2021 count

-

% of total

-

3000 To 3499

2021 count

3

% of total

4.7%

3500 To 3999

2021 count

-

% of total

-

4000 To 4999

2021 count

3

% of total

4.7%

5000 And Over

2021 count

3

% of total

4.7%

Not stated

2021 count

3

% of total

4.7%

Data table

Housing loan repayments for Quilpie (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.

Housing loan repayments for Quilpie (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
Housing loan repayments for Quilpie (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
Category2021 count2021 %Regional Qld %
Nil Repayments812.5%2.8%
1 To 149--0.8%
150 To 299--1.0%
300 To 449--2.1%
450 To 599710.9%2.0%
600 To 799914.1%4.0%
800 To 99957.8%5.8%
1000 To 119957.8%7.4%
1200 To 139957.8%9.5%
1400 To 159957.8%8.8%
1600 To 1799--9.8%
1800 To 1999--6.7%
2000 To 2199812.5%10.0%
2200 To 2399--4.0%
2400 To 2599--2.6%
2600 To 2799--4.1%
2800 To 2999--1.8%
3000 To 349934.7%4.9%
3500 To 3999--1.4%
4000 To 499934.7%2.3%
5000 And Over34.7%1.8%
Not stated34.7%6.3%
Total64100.0%100.0%