Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Birkdale, accounting for 12.7% (280 households). This share was lower than Redland (C) (13.2%).
Section overview
Monthly housing loan repayments
Birkdale - Households (Enumerated)
This table summarises housing loan repayments for Birkdale in 2021 for persons, with comparison against Redland (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Birkdale, with comparison markers for Redland (C).
$299 or less
2021 count
100
% of total
4.5%
100
4.5%
$300 - $599
2021 count
68
% of total
3.1%
68
3.1%
$600 - $999
2021 count
103
% of total
4.7%
103
4.7%
$1,000 - $1,199
2021 count
101
% of total
4.6%
101
4.6%
$1,200 - $1,399
2021 count
123
% of total
5.6%
123
5.6%
$1,400 - $1,599
2021 count
141
% of total
6.4%
141
6.4%
$1,600-$1,799
2021 count
172
% of total
7.8%
172
7.8%
$1,800 - $1,999
2021 count
199
% of total
9.0%
199
9.0%
$2,000 - $2,199
2021 count
280
% of total
12.7%
280
12.7%
$2,200 - $2,399
2021 count
173
% of total
7.8%
173
7.8%
$2,400-$2,599
2021 count
101
% of total
4.6%
101
4.6%
$2,600-$2,999
2021 count
208
% of total
9.4%
208
9.4%
$3,000-$3,999
2021 count
208
% of total
9.4%
208
9.4%
$4,000-$4,999
2021 count
67
% of total
3.0%
67
3.0%
$5000 and over
2021 count
49
% of total
2.2%
49
2.2%
Not stated
2021 count
114
% of total
5.2%
114
5.2%
Data table
Housing loan repayments for Birkdale. Monthly housing loan repayments. 2021 counts and percentages compared with Redland (C).
| Category | 2021 count | 2021 % | Redland (C) % |
|---|---|---|---|
| $299 or less | 100 | 4.5% | 4.0% |
| $300 - $599 | 68 | 3.1% | 3.3% |
| $600 - $999 | 103 | 4.7% | 5.9% |
| $1,000 - $1,199 | 101 | 4.6% | 4.6% |
| $1,200 - $1,399 | 123 | 5.6% | 5.9% |
| $1,400 - $1,599 | 141 | 6.4% | 6.6% |
| $1,600-$1,799 | 172 | 7.8% | 9.3% |
| $1,800 - $1,999 | 199 | 9.0% | 8.8% |
| $2,000 - $2,199 | 280 | 12.7% | 13.2% |
| $2,200 - $2,399 | 173 | 7.8% | 6.4% |
| $2,400-$2,599 | 101 | 4.6% | 4.2% |
| $2,600-$2,999 | 208 | 9.4% | 8.5% |
| $3,000-$3,999 | 208 | 9.4% | 8.8% |
| $4,000-$4,999 | 67 | 3.0% | 2.8% |
| $5000 and over | 49 | 2.2% | 2.1% |
| Not stated | 114 | 5.2% | 5.6% |
| Total | 2,207 | 100.0% | 100.0% |