Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Capalaba, accounting for 13.4% (384 households). This share was higher than Redland (C) (13.2%).
Section overview
Monthly housing loan repayments
Capalaba - Households (Enumerated)
This table summarises housing loan repayments for Capalaba in 2021 for persons, with comparison against Redland (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Capalaba, with comparison markers for Redland (C).
$299 or less
2021 count
109
% of total
3.8%
109
3.8%
$300 - $599
2021 count
70
% of total
2.5%
70
2.5%
$600 - $999
2021 count
199
% of total
7.0%
199
7.0%
$1,000 - $1,199
2021 count
151
% of total
5.3%
151
5.3%
$1,200 - $1,399
2021 count
190
% of total
6.7%
190
6.7%
$1,400 - $1,599
2021 count
278
% of total
9.7%
278
9.7%
$1,600-$1,799
2021 count
354
% of total
12.4%
354
12.4%
$1,800 - $1,999
2021 count
271
% of total
9.5%
271
9.5%
$2,000 - $2,199
2021 count
384
% of total
13.4%
384
13.4%
$2,200 - $2,399
2021 count
147
% of total
5.1%
147
5.1%
$2,400-$2,599
2021 count
79
% of total
2.8%
79
2.8%
$2,600-$2,999
2021 count
182
% of total
6.4%
182
6.4%
$3,000-$3,999
2021 count
174
% of total
6.1%
174
6.1%
$4,000-$4,999
2021 count
65
% of total
2.3%
65
2.3%
$5000 and over
2021 count
47
% of total
1.6%
47
1.6%
Not stated
2021 count
157
% of total
5.5%
157
5.5%
Data table
Housing loan repayments for Capalaba. Monthly housing loan repayments. 2021 counts and percentages compared with Redland (C).
| Category | 2021 count | 2021 % | Redland (C) % |
|---|---|---|---|
| $299 or less | 109 | 3.8% | 4.0% |
| $300 - $599 | 70 | 2.5% | 3.3% |
| $600 - $999 | 199 | 7.0% | 5.9% |
| $1,000 - $1,199 | 151 | 5.3% | 4.6% |
| $1,200 - $1,399 | 190 | 6.7% | 5.9% |
| $1,400 - $1,599 | 278 | 9.7% | 6.6% |
| $1,600-$1,799 | 354 | 12.4% | 9.3% |
| $1,800 - $1,999 | 271 | 9.5% | 8.8% |
| $2,000 - $2,199 | 384 | 13.4% | 13.2% |
| $2,200 - $2,399 | 147 | 5.1% | 6.4% |
| $2,400-$2,599 | 79 | 2.8% | 4.2% |
| $2,600-$2,999 | 182 | 6.4% | 8.5% |
| $3,000-$3,999 | 174 | 6.1% | 8.8% |
| $4,000-$4,999 | 65 | 2.3% | 2.8% |
| $5000 and over | 47 | 1.6% | 2.1% |
| Not stated | 157 | 5.5% | 5.6% |
| Total | 2,857 | 100.0% | 100.0% |