Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Cleveland (Qld), accounting for 11.6% (214 households). This share was lower than Redland (C) (13.2%).
Section overview
Monthly housing loan repayments
Cleveland (Qld) - Households (Enumerated)
This table summarises housing loan repayments for Cleveland (Qld) in 2021 for persons, with comparison against Redland (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Cleveland (Qld), with comparison markers for Redland (C).
$299 or less
2021 count
94
% of total
5.1%
94
5.1%
$300 - $599
2021 count
67
% of total
3.6%
67
3.6%
$600 - $999
2021 count
109
% of total
5.9%
109
5.9%
$1,000 - $1,199
2021 count
81
% of total
4.4%
81
4.4%
$1,200 - $1,399
2021 count
123
% of total
6.7%
123
6.7%
$1,400 - $1,599
2021 count
111
% of total
6.0%
111
6.0%
$1,600-$1,799
2021 count
142
% of total
7.7%
142
7.7%
$1,800 - $1,999
2021 count
127
% of total
6.9%
127
6.9%
$2,000 - $2,199
2021 count
214
% of total
11.6%
214
11.6%
$2,200 - $2,399
2021 count
82
% of total
4.5%
82
4.5%
$2,400-$2,599
2021 count
76
% of total
4.1%
76
4.1%
$2,600-$2,999
2021 count
144
% of total
7.8%
144
7.8%
$3,000-$3,999
2021 count
183
% of total
9.9%
183
9.9%
$4,000-$4,999
2021 count
87
% of total
4.7%
87
4.7%
$5000 and over
2021 count
95
% of total
5.2%
95
5.2%
Not stated
2021 count
105
% of total
5.7%
105
5.7%
Data table
Housing loan repayments for Cleveland (Qld). Monthly housing loan repayments. 2021 counts and percentages compared with Redland (C).
| Category | 2021 count | 2021 % | Redland (C) % |
|---|---|---|---|
| $299 or less | 94 | 5.1% | 4.0% |
| $300 - $599 | 67 | 3.6% | 3.3% |
| $600 - $999 | 109 | 5.9% | 5.9% |
| $1,000 - $1,199 | 81 | 4.4% | 4.6% |
| $1,200 - $1,399 | 123 | 6.7% | 5.9% |
| $1,400 - $1,599 | 111 | 6.0% | 6.6% |
| $1,600-$1,799 | 142 | 7.7% | 9.3% |
| $1,800 - $1,999 | 127 | 6.9% | 8.8% |
| $2,000 - $2,199 | 214 | 11.6% | 13.2% |
| $2,200 - $2,399 | 82 | 4.5% | 6.4% |
| $2,400-$2,599 | 76 | 4.1% | 4.2% |
| $2,600-$2,999 | 144 | 7.8% | 8.5% |
| $3,000-$3,999 | 183 | 9.9% | 8.8% |
| $4,000-$4,999 | 87 | 4.7% | 2.8% |
| $5000 and over | 95 | 5.2% | 2.1% |
| Not stated | 105 | 5.7% | 5.6% |
| Total | 1,840 | 100.0% | 100.0% |