Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Renmark Paringa (DC), accounting for 26.9% (325 households). This share was higher than Regional SA (21.9%).
Section overview
Monthly housing loan repayments
Renmark Paringa (DC) - Households (Enumerated)
This table summarises housing loan repayments for Renmark Paringa (DC) in 2021 for persons, with comparison against Regional SA.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Renmark Paringa (DC), with comparison markers for Regional SA.
$299 or less
2021 count
55
% of total
4.6%
55
4.6%
$300 - $599
2021 count
97
% of total
8.0%
97
8.0%
$600 - $999
2021 count
325
% of total
26.9%
325
26.9%
$1,000 - $1,199
2021 count
171
% of total
14.2%
171
14.2%
$1,200 - $1,399
2021 count
141
% of total
11.7%
141
11.7%
$1,400 - $1,599
2021 count
85
% of total
7.0%
85
7.0%
$1,600-$1,799
2021 count
82
% of total
6.8%
82
6.8%
$1,800 - $1,999
2021 count
29
% of total
2.4%
29
2.4%
$2,000 - $2,199
2021 count
51
% of total
4.2%
51
4.2%
$2,200 - $2,399
2021 count
18
% of total
1.5%
18
1.5%
$2,400-$2,599
2021 count
13
% of total
1.1%
13
1.1%
$2,600-$2,999
2021 count
22
% of total
1.8%
22
1.8%
$3,000-$3,999
2021 count
18
% of total
1.5%
18
1.5%
$4,000-$4,999
2021 count
11
% of total
0.9%
11
0.9%
$5000 and over
2021 count
15
% of total
1.2%
15
1.2%
Not stated
2021 count
73
% of total
6.1%
73
6.1%
Data table
Housing loan repayments for Renmark Paringa (DC). Monthly housing loan repayments. 2021 counts and percentages compared with Regional SA.
| Category | 2021 count | 2021 % | Regional SA % |
|---|---|---|---|
| $299 or less | 55 | 4.6% | 5.8% |
| $300 - $599 | 97 | 8.0% | 9.6% |
| $600 - $999 | 325 | 26.9% | 21.9% |
| $1,000 - $1,199 | 171 | 14.2% | 12.2% |
| $1,200 - $1,399 | 141 | 11.7% | 11.7% |
| $1,400 - $1,599 | 85 | 7.0% | 8.7% |
| $1,600-$1,799 | 82 | 6.8% | 7.4% |
| $1,800 - $1,999 | 29 | 2.4% | 3.8% |
| $2,000 - $2,199 | 51 | 4.2% | 5.1% |
| $2,200 - $2,399 | 18 | 1.5% | 1.6% |
| $2,400-$2,599 | 13 | 1.1% | 1.0% |
| $2,600-$2,999 | 22 | 1.8% | 2.1% |
| $3,000-$3,999 | 18 | 1.5% | 2.3% |
| $4,000-$4,999 | 11 | 0.9% | 0.9% |
| $5000 and over | 15 | 1.2% | 0.8% |
| Not stated | 73 | 6.1% | 5.2% |
| Total | 1,206 | 100.0% | 100.0% |