Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 70.3% of households in Richmond Valley (A) were purchasing or had fully paid off their home, while 25.5% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Richmond Valley (A) - Households (Enumerated)
This table summarises housing tenure for Richmond Valley (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Chart view
Housing tenure snapshot
2021 distribution by category for Richmond Valley (A), with comparison markers for Regional NSW.
Fully owned
2021 count
3,570
% of total
40.5%
Change from 2016
+1.9pp
3,570
40.5%
+1.9pp
Mortgage
2021 count
2,633
% of total
29.8%
Change from 2016
+1.6pp
2,633
29.8%
+1.6pp
Renting - Total
2021 count
2,253
% of total
25.5%
Change from 2016
-3.6pp
2,253
25.5%
-3.6pp
Renting - Social housing
2021 count
282
% of total
3.2%
Change from 2016
-0.9pp
282
3.2%
-0.9pp
Renting - Private
2021 count
1,940
% of total
22.0%
Change from 2016
-2.2pp
1,940
22.0%
-2.2pp
Renting - Not stated
2021 count
24
% of total
0.3%
Change from 2016
-0.6pp
24
0.3%
-0.6pp
Other tenure type
2021 count
170
% of total
1.9%
Change from 2016
+1.1pp
170
1.9%
+1.1pp
Not stated
2021 count
208
% of total
2.4%
Change from 2016
-0.9pp
208
2.4%
-0.9pp
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+273
+1.9pp
Mortgage
+226
+1.6pp
Renting - Total
-237
-3.6pp
Renting - Social housing
-66
-0.9pp
Renting - Private
-128
-2.2pp
Renting - Not stated
-50
-0.6pp
Other tenure type
+100
+1.1pp
Not stated
-71
-0.9pp
Data table
Housing tenure for Richmond Valley (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 3,570 | 40.5% | 38.0% | 3,297 | 38.6% | 37.4% | +273 | +1.9pp |
| Mortgage | 2,633 | 29.8% | 31.2% | 2,407 | 28.2% | 30.6% | +226 | +1.6pp |
| Renting - Total | 2,253 | 25.5% | 26.8% | 2,490 | 29.1% | 27.9% | -237 | -3.6pp |
| Renting - Social housing | 282 | 3.2% | 4.0% | 348 | 4.1% | 4.5% | -66 | -0.9pp |
| Renting - Private | 1,940 | 22.0% | 22.6% | 2,068 | 24.2% | 22.7% | -128 | -2.2pp |
| Renting - Not stated | 24 | 0.3% | 0.2% | 74 | 0.9% | 0.7% | -50 | -0.6pp |
| Other tenure type | 170 | 1.9% | 2.3% | 70 | 0.8% | 1.0% | +100 | +1.1pp |
| Not stated | 208 | 2.4% | 1.7% | 279 | 3.3% | 3.0% | -71 | -0.9pp |
| Total households | 8,825 | 100.0% | 100.0% | 8,549 | 100.0% | 100.0% | +276 | 0.0pp |