Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Warnbro, accounting for 13.2% (237 households). This share was higher than Rockingham (C) (9.3%).
Section overview
Monthly housing loan repayments
Warnbro - Households (Enumerated)
This table summarises housing loan repayments for Warnbro in 2021 for persons, with comparison against Rockingham (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Warnbro, with comparison markers for Rockingham (C).
$299 or less
2021 count
71
% of total
3.9%
71
3.9%
$300 - $599
2021 count
71
% of total
3.9%
71
3.9%
$600 - $999
2021 count
166
% of total
9.2%
166
9.2%
$1,000 - $1,199
2021 count
159
% of total
8.8%
159
8.8%
$1,200 - $1,399
2021 count
237
% of total
13.2%
237
13.2%
$1,400 - $1,599
2021 count
226
% of total
12.5%
226
12.5%
$1,600-$1,799
2021 count
227
% of total
12.6%
227
12.6%
$1,800 - $1,999
2021 count
126
% of total
7.0%
126
7.0%
$2,000 - $2,199
2021 count
176
% of total
9.8%
176
9.8%
$2,200 - $2,399
2021 count
44
% of total
2.4%
44
2.4%
$2,400-$2,599
2021 count
36
% of total
2.0%
36
2.0%
$2,600-$2,999
2021 count
55
% of total
3.1%
55
3.1%
$3,000-$3,999
2021 count
63
% of total
3.5%
63
3.5%
$4,000-$4,999
2021 count
22
% of total
1.2%
22
1.2%
$5000 and over
2021 count
13
% of total
0.7%
13
0.7%
Not stated
2021 count
109
% of total
6.1%
109
6.1%
Data table
Housing loan repayments for Warnbro. Monthly housing loan repayments. 2021 counts and percentages compared with Rockingham (C).
| Category | 2021 count | 2021 % | Rockingham (C) % |
|---|---|---|---|
| $299 or less | 71 | 3.9% | 3.2% |
| $300 - $599 | 71 | 3.9% | 2.6% |
| $600 - $999 | 166 | 9.2% | 6.0% |
| $1,000 - $1,199 | 159 | 8.8% | 6.2% |
| $1,200 - $1,399 | 237 | 13.2% | 9.3% |
| $1,400 - $1,599 | 226 | 12.5% | 10.4% |
| $1,600-$1,799 | 227 | 12.6% | 12.4% |
| $1,800 - $1,999 | 126 | 7.0% | 9.0% |
| $2,000 - $2,199 | 176 | 9.8% | 12.7% |
| $2,200 - $2,399 | 44 | 2.4% | 4.9% |
| $2,400-$2,599 | 36 | 2.0% | 3.1% |
| $2,600-$2,999 | 55 | 3.1% | 5.8% |
| $3,000-$3,999 | 63 | 3.5% | 5.4% |
| $4,000-$4,999 | 22 | 1.2% | 2.0% |
| $5000 and over | 13 | 0.7% | 1.3% |
| Not stated | 109 | 6.1% | 5.6% |
| Total | 1,801 | 100.0% | 100.0% |