Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Parafield Gardens, accounting for 15.5% (384 households). This share was lower than Salisbury (C) (16.1%).
Section overview
Monthly housing loan repayments
Parafield Gardens - Households (Enumerated)
This table summarises housing loan repayments for Parafield Gardens in 2021 for persons, with comparison against Salisbury (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Parafield Gardens, with comparison markers for Salisbury (C).
$299 or less
2021 count
97
% of total
3.9%
97
3.9%
$300 - $599
2021 count
149
% of total
6.0%
149
6.0%
$600 - $999
2021 count
310
% of total
12.5%
310
12.5%
$1,000 - $1,199
2021 count
262
% of total
10.5%
262
10.5%
$1,200 - $1,399
2021 count
384
% of total
15.5%
384
15.5%
$1,400 - $1,599
2021 count
329
% of total
13.2%
329
13.2%
$1,600-$1,799
2021 count
262
% of total
10.5%
262
10.5%
$1,800 - $1,999
2021 count
158
% of total
6.4%
158
6.4%
$2,000 - $2,199
2021 count
177
% of total
7.1%
177
7.1%
$2,200 - $2,399
2021 count
57
% of total
2.3%
57
2.3%
$2,400-$2,599
2021 count
21
% of total
0.8%
21
0.8%
$2,600-$2,999
2021 count
51
% of total
2.1%
51
2.1%
$3,000-$3,999
2021 count
71
% of total
2.9%
71
2.9%
$4,000-$4,999
2021 count
24
% of total
1.0%
24
1.0%
$5000 and over
2021 count
15
% of total
0.6%
15
0.6%
Not stated
2021 count
117
% of total
4.7%
117
4.7%
Data table
Housing loan repayments for Parafield Gardens. Monthly housing loan repayments. 2021 counts and percentages compared with Salisbury (C).
| Category | 2021 count | 2021 % | Salisbury (C) % |
|---|---|---|---|
| $299 or less | 97 | 3.9% | 4.4% |
| $300 - $599 | 149 | 6.0% | 5.4% |
| $600 - $999 | 310 | 12.5% | 13.5% |
| $1,000 - $1,199 | 262 | 10.5% | 12.3% |
| $1,200 - $1,399 | 384 | 15.5% | 16.1% |
| $1,400 - $1,599 | 329 | 13.2% | 12.6% |
| $1,600-$1,799 | 262 | 10.5% | 10.0% |
| $1,800 - $1,999 | 158 | 6.4% | 5.4% |
| $2,000 - $2,199 | 177 | 7.1% | 6.1% |
| $2,200 - $2,399 | 57 | 2.3% | 1.8% |
| $2,400-$2,599 | 21 | 0.8% | 0.9% |
| $2,600-$2,999 | 51 | 2.1% | 2.4% |
| $3,000-$3,999 | 71 | 2.9% | 2.6% |
| $4,000-$4,999 | 24 | 1.0% | 0.8% |
| $5000 and over | 15 | 0.6% | 0.6% |
| Not stated | 117 | 4.7% | 5.0% |
| Total | 2,484 | 100.0% | 100.0% |