Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Pooraka, accounting for 17.6% (176 households). This share was higher than Salisbury (C) (16.1%).
Section overview
Monthly housing loan repayments
Pooraka - Households (Enumerated)
This table summarises housing loan repayments for Pooraka in 2021 for persons, with comparison against Salisbury (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Pooraka, with comparison markers for Salisbury (C).
$299 or less
2021 count
62
% of total
6.2%
62
6.2%
$300 - $599
2021 count
56
% of total
5.6%
56
5.6%
$600 - $999
2021 count
110
% of total
11.0%
110
11.0%
$1,000 - $1,199
2021 count
119
% of total
11.9%
119
11.9%
$1,200 - $1,399
2021 count
176
% of total
17.6%
176
17.6%
$1,400 - $1,599
2021 count
140
% of total
14.0%
140
14.0%
$1,600-$1,799
2021 count
103
% of total
10.3%
103
10.3%
$1,800 - $1,999
2021 count
42
% of total
4.2%
42
4.2%
$2,000 - $2,199
2021 count
50
% of total
5.0%
50
5.0%
$2,200 - $2,399
2021 count
18
% of total
1.8%
18
1.8%
$2,400-$2,599
2021 count
4
% of total
0.4%
4
0.4%
$2,600-$2,999
2021 count
20
% of total
2.0%
20
2.0%
$3,000-$3,999
2021 count
30
% of total
3.0%
30
3.0%
$4,000-$4,999
2021 count
4
% of total
0.4%
4
0.4%
$5000 and over
2021 count
3
% of total
0.3%
3
0.3%
Not stated
2021 count
63
% of total
6.3%
63
6.3%
Data table
Housing loan repayments for Pooraka. Monthly housing loan repayments. 2021 counts and percentages compared with Salisbury (C).
| Category | 2021 count | 2021 % | Salisbury (C) % |
|---|---|---|---|
| $299 or less | 62 | 6.2% | 4.4% |
| $300 - $599 | 56 | 5.6% | 5.4% |
| $600 - $999 | 110 | 11.0% | 13.5% |
| $1,000 - $1,199 | 119 | 11.9% | 12.3% |
| $1,200 - $1,399 | 176 | 17.6% | 16.1% |
| $1,400 - $1,599 | 140 | 14.0% | 12.6% |
| $1,600-$1,799 | 103 | 10.3% | 10.0% |
| $1,800 - $1,999 | 42 | 4.2% | 5.4% |
| $2,000 - $2,199 | 50 | 5.0% | 6.1% |
| $2,200 - $2,399 | 18 | 1.8% | 1.8% |
| $2,400-$2,599 | 4 | 0.4% | 0.9% |
| $2,600-$2,999 | 20 | 2.0% | 2.4% |
| $3,000-$3,999 | 30 | 3.0% | 2.6% |
| $4,000-$4,999 | 4 | 0.4% | 0.8% |
| $5000 and over | 3 | 0.3% | 0.6% |
| Not stated | 63 | 6.3% | 5.0% |
| Total | 1,000 | 100.0% | 100.0% |