Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Salisbury Downs, accounting for 19.2% (156 households). This share was higher than Salisbury (C) (16.1%).
Section overview
Monthly housing loan repayments
Salisbury Downs - Households (Enumerated)
This table summarises housing loan repayments for Salisbury Downs in 2021 for persons, with comparison against Salisbury (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Salisbury Downs, with comparison markers for Salisbury (C).
$299 or less
2021 count
29
% of total
3.6%
29
3.6%
$300 - $599
2021 count
43
% of total
5.3%
43
5.3%
$600 - $999
2021 count
130
% of total
16.0%
130
16.0%
$1,000 - $1,199
2021 count
112
% of total
13.8%
112
13.8%
$1,200 - $1,399
2021 count
156
% of total
19.2%
156
19.2%
$1,400 - $1,599
2021 count
110
% of total
13.6%
110
13.6%
$1,600-$1,799
2021 count
59
% of total
7.3%
59
7.3%
$1,800 - $1,999
2021 count
53
% of total
6.5%
53
6.5%
$2,000 - $2,199
2021 count
35
% of total
4.3%
35
4.3%
$2,200 - $2,399
2021 count
6
% of total
0.7%
6
0.7%
$2,400-$2,599
2021 count
6
% of total
0.7%
6
0.7%
$2,600-$2,999
2021 count
14
% of total
1.7%
14
1.7%
$3,000-$3,999
2021 count
14
% of total
1.7%
14
1.7%
$4,000-$4,999
2021 count
3
% of total
0.4%
3
0.4%
$5000 and over
2021 count
-
% of total
-
-
-
Not stated
2021 count
41
% of total
5.1%
41
5.1%
Data table
Housing loan repayments for Salisbury Downs. Monthly housing loan repayments. 2021 counts and percentages compared with Salisbury (C).
| Category | 2021 count | 2021 % | Salisbury (C) % |
|---|---|---|---|
| $299 or less | 29 | 3.6% | 4.4% |
| $300 - $599 | 43 | 5.3% | 5.4% |
| $600 - $999 | 130 | 16.0% | 13.5% |
| $1,000 - $1,199 | 112 | 13.8% | 12.3% |
| $1,200 - $1,399 | 156 | 19.2% | 16.1% |
| $1,400 - $1,599 | 110 | 13.6% | 12.6% |
| $1,600-$1,799 | 59 | 7.3% | 10.0% |
| $1,800 - $1,999 | 53 | 6.5% | 5.4% |
| $2,000 - $2,199 | 35 | 4.3% | 6.1% |
| $2,200 - $2,399 | 6 | 0.7% | 1.8% |
| $2,400-$2,599 | 6 | 0.7% | 0.9% |
| $2,600-$2,999 | 14 | 1.7% | 2.4% |
| $3,000-$3,999 | 14 | 1.7% | 2.6% |
| $4,000-$4,999 | 3 | 0.4% | 0.8% |
| $5000 and over | - | - | 0.6% |
| Not stated | 41 | 5.1% | 5.0% |
| Total | 811 | 100.0% | 100.0% |