Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Salisbury East (part), accounting for 18.5% (264 households). This share was higher than Salisbury (C) (16.1%).
Section overview
Monthly housing loan repayments
Salisbury East (part) - Households (Enumerated)
This table summarises housing loan repayments for Salisbury East (part) in 2021 for persons, with comparison against Salisbury (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Salisbury East (part), with comparison markers for Salisbury (C).
$299 or less
2021 count
57
% of total
4.0%
57
4.0%
$300 - $599
2021 count
82
% of total
5.8%
82
5.8%
$600 - $999
2021 count
219
% of total
15.4%
219
15.4%
$1,000 - $1,199
2021 count
212
% of total
14.9%
212
14.9%
$1,200 - $1,399
2021 count
264
% of total
18.5%
264
18.5%
$1,400 - $1,599
2021 count
194
% of total
13.6%
194
13.6%
$1,600-$1,799
2021 count
129
% of total
9.1%
129
9.1%
$1,800 - $1,999
2021 count
62
% of total
4.4%
62
4.4%
$2,000 - $2,199
2021 count
69
% of total
4.8%
69
4.8%
$2,200 - $2,399
2021 count
12
% of total
0.8%
12
0.8%
$2,400-$2,599
2021 count
6
% of total
0.4%
6
0.4%
$2,600-$2,999
2021 count
22
% of total
1.5%
22
1.5%
$3,000-$3,999
2021 count
27
% of total
1.9%
27
1.9%
$4,000-$4,999
2021 count
7
% of total
0.5%
7
0.5%
$5000 and over
2021 count
5
% of total
0.4%
5
0.4%
Not stated
2021 count
58
% of total
4.1%
58
4.1%
Data table
Housing loan repayments for Salisbury East (part). Monthly housing loan repayments. 2021 counts and percentages compared with Salisbury (C).
| Category | 2021 count | 2021 % | Salisbury (C) % |
|---|---|---|---|
| $299 or less | 57 | 4.0% | 4.4% |
| $300 - $599 | 82 | 5.8% | 5.4% |
| $600 - $999 | 219 | 15.4% | 13.5% |
| $1,000 - $1,199 | 212 | 14.9% | 12.3% |
| $1,200 - $1,399 | 264 | 18.5% | 16.1% |
| $1,400 - $1,599 | 194 | 13.6% | 12.6% |
| $1,600-$1,799 | 129 | 9.1% | 10.0% |
| $1,800 - $1,999 | 62 | 4.4% | 5.4% |
| $2,000 - $2,199 | 69 | 4.8% | 6.1% |
| $2,200 - $2,399 | 12 | 0.8% | 1.8% |
| $2,400-$2,599 | 6 | 0.4% | 0.9% |
| $2,600-$2,999 | 22 | 1.5% | 2.4% |
| $3,000-$3,999 | 27 | 1.9% | 2.6% |
| $4,000-$4,999 | 7 | 0.5% | 0.8% |
| $5000 and over | 5 | 0.4% | 0.6% |
| Not stated | 58 | 4.1% | 5.0% |
| Total | 1,425 | 100.0% | 100.0% |