Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Salisbury (SA), accounting for 18.4% (172 households). This share was higher than Salisbury (C) (16.1%).
Section overview
Monthly housing loan repayments
Salisbury (SA) - Households (Enumerated)
This table summarises housing loan repayments for Salisbury (SA) in 2021 for persons, with comparison against Salisbury (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Salisbury (SA), with comparison markers for Salisbury (C).
$299 or less
2021 count
47
% of total
5.0%
47
5.0%
$300 - $599
2021 count
67
% of total
7.2%
67
7.2%
$600 - $999
2021 count
164
% of total
17.6%
164
17.6%
$1,000 - $1,199
2021 count
132
% of total
14.1%
132
14.1%
$1,200 - $1,399
2021 count
172
% of total
18.4%
172
18.4%
$1,400 - $1,599
2021 count
105
% of total
11.3%
105
11.3%
$1,600-$1,799
2021 count
75
% of total
8.0%
75
8.0%
$1,800 - $1,999
2021 count
33
% of total
3.5%
33
3.5%
$2,000 - $2,199
2021 count
49
% of total
5.3%
49
5.3%
$2,200 - $2,399
2021 count
6
% of total
0.6%
6
0.6%
$2,400-$2,599
2021 count
5
% of total
0.5%
5
0.5%
$2,600-$2,999
2021 count
16
% of total
1.7%
16
1.7%
$3,000-$3,999
2021 count
9
% of total
1.0%
9
1.0%
$4,000-$4,999
2021 count
5
% of total
0.5%
5
0.5%
$5000 and over
2021 count
4
% of total
0.4%
4
0.4%
Not stated
2021 count
44
% of total
4.7%
44
4.7%
Data table
Housing loan repayments for Salisbury (SA). Monthly housing loan repayments. 2021 counts and percentages compared with Salisbury (C).
| Category | 2021 count | 2021 % | Salisbury (C) % |
|---|---|---|---|
| $299 or less | 47 | 5.0% | 4.4% |
| $300 - $599 | 67 | 7.2% | 5.4% |
| $600 - $999 | 164 | 17.6% | 13.5% |
| $1,000 - $1,199 | 132 | 14.1% | 12.3% |
| $1,200 - $1,399 | 172 | 18.4% | 16.1% |
| $1,400 - $1,599 | 105 | 11.3% | 12.6% |
| $1,600-$1,799 | 75 | 8.0% | 10.0% |
| $1,800 - $1,999 | 33 | 3.5% | 5.4% |
| $2,000 - $2,199 | 49 | 5.3% | 6.1% |
| $2,200 - $2,399 | 6 | 0.6% | 1.8% |
| $2,400-$2,599 | 5 | 0.5% | 0.9% |
| $2,600-$2,999 | 16 | 1.7% | 2.4% |
| $3,000-$3,999 | 9 | 1.0% | 2.6% |
| $4,000-$4,999 | 5 | 0.5% | 0.8% |
| $5000 and over | 4 | 0.4% | 0.6% |
| Not stated | 44 | 4.7% | 5.0% |
| Total | 933 | 100.0% | 100.0% |