Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $1,600 to $1,799 was the most common mortgage repayment band among households with a mortgage in Scenic Rim (R), accounting for 10.1% (577 households). This share was similar to Greater Brisbane (9.9%).

Section overview

Monthly housing loan repayments

Scenic Rim (R) - Households (Enumerated)

This table summarises housing loan repayments for Scenic Rim (R) in 2021 for persons, with comparison against Greater Brisbane.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Scenic Rim (R), with comparison markers for Greater Brisbane.

Scenic Rim (R)
Greater Brisbane

Nil Repayments

2021 count

140

% of total

2.5%

1 To 149

2021 count

54

% of total

0.9%

150 To 299

2021 count

69

% of total

1.2%

300 To 449

2021 count

98

% of total

1.7%

450 To 599

2021 count

109

% of total

1.9%

600 To 799

2021 count

198

% of total

3.5%

800 To 999

2021 count

308

% of total

5.4%

1000 To 1199

2021 count

385

% of total

6.8%

1200 To 1399

2021 count

494

% of total

8.7%

1400 To 1599

2021 count

481

% of total

8.4%

1600 To 1799

2021 count

577

% of total

10.1%

1800 To 1999

2021 count

411

% of total

7.2%

2000 To 2199

2021 count

571

% of total

10.0%

2200 To 2399

2021 count

266

% of total

4.7%

2400 To 2599

2021 count

180

% of total

3.2%

2600 To 2799

2021 count

257

% of total

4.5%

2800 To 2999

2021 count

124

% of total

2.2%

3000 To 3499

2021 count

289

% of total

5.1%

3500 To 3999

2021 count

71

% of total

1.2%

4000 To 4999

2021 count

140

% of total

2.5%

5000 And Over

2021 count

109

% of total

1.9%

Not stated

2021 count

372

% of total

6.5%

Data table

Housing loan repayments for Scenic Rim (R). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Brisbane.

Housing loan repayments for Scenic Rim (R). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Brisbane.
Housing loan repayments for Scenic Rim (R). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Brisbane.
Category2021 count2021 %Greater Brisbane %
Nil Repayments1402.5%2.5%
1 To 149540.9%0.8%
150 To 299691.2%0.8%
300 To 449981.7%1.5%
450 To 5991091.9%1.3%
600 To 7991983.5%2.5%
800 To 9993085.4%3.8%
1000 To 11993856.8%5.5%
1200 To 13994948.7%7.7%
1400 To 15994818.4%8.3%
1600 To 179957710.1%9.9%
1800 To 19994117.2%7.6%
2000 To 219957110.0%11.1%
2200 To 23992664.7%5.0%
2400 To 25991803.2%3.8%
2600 To 27992574.5%4.9%
2800 To 29991242.2%2.5%
3000 To 34992895.1%6.7%
3500 To 3999711.2%2.3%
4000 To 49991402.5%3.4%
5000 And Over1091.9%2.8%
Not stated3726.5%5.5%
Total5,703100.0%100.0%