Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 71.3% of households in Snowy Monaro Regional (A) were purchasing or had fully paid off their home, while 23.9% were renting. The mortgage share was similar to Regional NSW (31.2%).
Section overview
Housing tenure
Snowy Monaro Regional (A) - Households (Enumerated)
This table summarises housing tenure for Snowy Monaro Regional (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Snowy Monaro Regional (A), with comparison markers for Regional NSW.
Fully owned
2021 count
3,232
% of total
40.2%
Change from 2016
+1.2pp
3,232
40.2%
+1.2pp
Mortgage
2021 count
2,501
% of total
31.1%
Change from 2016
+0.3pp
2,501
31.1%
+0.3pp
Renting - Total
2021 count
1,920
% of total
23.9%
Change from 2016
-1.1pp
1,920
23.9%
-1.1pp
Renting - Social housing
2021 count
119
% of total
1.5%
Change from 2016
-0.3pp
119
1.5%
-0.3pp
Renting - Private
2021 count
1,799
% of total
22.4%
Change from 2016
+0.2pp
1,799
22.4%
+0.2pp
Renting - Not stated
2021 count
18
% of total
0.2%
Change from 2016
-0.9pp
18
0.2%
-0.9pp
Other tenure type
2021 count
242
% of total
3.0%
Change from 2016
+2.0pp
242
3.0%
+2.0pp
Not stated
2021 count
140
% of total
1.7%
Change from 2016
-2.5pp
140
1.7%
-2.5pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+303
+1.2pp
Mortgage
+182
+0.3pp
Renting - Total
+37
-1.1pp
Renting - Social housing
-14
-0.3pp
Renting - Private
+132
+0.2pp
Renting - Not stated
-61
-0.9pp
Other tenure type
+169
+2.0pp
Not stated
-177
-2.5pp
Data table
Housing tenure for Snowy Monaro Regional (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 3,232 | 40.2% | 38.0% | 2,929 | 39.0% | 37.4% | +303 | +1.2pp |
| Mortgage | 2,501 | 31.1% | 31.2% | 2,319 | 30.8% | 30.6% | +182 | +0.3pp |
| Renting - Total | 1,920 | 23.9% | 26.8% | 1,883 | 25.0% | 27.9% | +37 | -1.1pp |
| Renting - Social housing | 119 | 1.5% | 4.0% | 133 | 1.8% | 4.5% | -14 | -0.3pp |
| Renting - Private | 1,799 | 22.4% | 22.6% | 1,667 | 22.2% | 22.7% | +132 | +0.2pp |
| Renting - Not stated | 18 | 0.2% | 0.2% | 79 | 1.1% | 0.7% | -61 | -0.9pp |
| Other tenure type | 242 | 3.0% | 2.3% | 73 | 1.0% | 1.0% | +169 | +2.0pp |
| Not stated | 140 | 1.7% | 1.7% | 317 | 4.2% | 3.0% | -177 | -2.5pp |
| Total households | 8,043 | 100.0% | 100.0% | 7,518 | 100.0% | 100.0% | +525 | 0.0pp |