Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 66% of households in Snowy Valleys (A) were purchasing or had fully paid off their home, while 23.5% were renting. The mortgage share was lower than Regional NSW (29.4%).
Section overview
Housing tenure
Snowy Valleys (A) - Households (Enumerated)
This table summarises housing tenure for Snowy Valleys (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Snowy Valleys (A), with comparison markers for Regional NSW.
Fully owned
2021 count
2,495
% of total
40.1%
Change from 2016
+0.9pp
2,495
40.1%
+0.9pp
Mortgage
2021 count
1,616
% of total
25.9%
Change from 2016
-0.9pp
1,616
25.9%
-0.9pp
Renting - Total
2021 count
1,464
% of total
23.5%
Change from 2016
+0.1pp
1,464
23.5%
+0.1pp
Renting - Social housing
2021 count
213
% of total
3.4%
Change from 2016
+0.1pp
213
3.4%
+0.1pp
Renting - Private
2021 count
1,235
% of total
19.8%
Change from 2016
+0.6pp
1,235
19.8%
+0.6pp
Renting - Not stated
2021 count
15
% of total
0.2%
Change from 2016
-0.8pp
15
0.2%
-0.8pp
Other tenure type
2021 count
164
% of total
2.6%
Change from 2016
+1.9pp
164
2.6%
+1.9pp
Not stated
2021 count
491
% of total
7.9%
Change from 2016
-2.0pp
491
7.9%
-2.0pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+188
+0.9pp
Mortgage
+38
-0.9pp
Renting - Total
+86
+0.1pp
Renting - Social housing
+17
+0.1pp
Renting - Private
+105
+0.6pp
Renting - Not stated
-42
-0.8pp
Other tenure type
+120
+1.9pp
Not stated
-90
-2.0pp
Data table
Housing tenure for Snowy Valleys (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 2,495 | 40.1% | 36.3% | 2,307 | 39.2% | 35.5% | +188 | +0.9pp |
| Mortgage | 1,616 | 25.9% | 29.4% | 1,578 | 26.8% | 28.6% | +38 | -0.9pp |
| Renting - Total | 1,464 | 23.5% | 25.7% | 1,378 | 23.4% | 26.5% | +86 | +0.1pp |
| Renting - Social housing | 213 | 3.4% | 3.8% | 196 | 3.3% | 4.2% | +17 | +0.1pp |
| Renting - Private | 1,235 | 19.8% | 21.7% | 1,130 | 19.2% | 21.6% | +105 | +0.6pp |
| Renting - Not stated | 15 | 0.2% | 0.2% | 57 | 1.0% | 0.7% | -42 | -0.8pp |
| Other tenure type | 164 | 2.6% | 2.3% | 44 | 0.7% | 1.0% | +120 | +1.9pp |
| Not stated | 491 | 7.9% | 6.4% | 581 | 9.9% | 8.4% | -90 | -2.0pp |
| Total households | 6,228 | 100.0% | 100.0% | 5,888 | 100.0% | 100.0% | +340 | 0.0pp |