Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 74.8% of households in Southern Grampians (S) were purchasing or had fully paid off their home, while 19.8% were renting. The mortgage share was lower than Regional Vic. (33.2%).
Section overview
Housing tenure
Southern Grampians (S) - Households (Enumerated)
This table summarises housing tenure for Southern Grampians (S) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Southern Grampians (S), with comparison markers for Regional Vic..
Fully owned
2021 count
3,145
% of total
46.0%
Change from 2016
+1.0pp
3,145
46.0%
+1.0pp
Mortgage
2021 count
1,970
% of total
28.8%
Change from 2016
-0.4pp
1,970
28.8%
-0.4pp
Renting - Total
2021 count
1,357
% of total
19.8%
Change from 2016
-2.0pp
1,357
19.8%
-2.0pp
Renting - Social housing
2021 count
217
% of total
3.2%
Change from 2016
-0.2pp
217
3.2%
-0.2pp
Renting - Private
2021 count
1,125
% of total
16.4%
Change from 2016
-0.8pp
1,125
16.4%
-0.8pp
Renting - Not stated
2021 count
23
% of total
0.3%
Change from 2016
-0.7pp
23
0.3%
-0.7pp
Other tenure type
2021 count
253
% of total
3.7%
Change from 2016
+2.6pp
253
3.7%
+2.6pp
Not stated
2021 count
123
% of total
1.8%
Change from 2016
-1.2pp
123
1.8%
-1.2pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+301
+1.0pp
Mortgage
+121
-0.4pp
Renting - Total
-24
-2.0pp
Renting - Social housing
+2
-0.2pp
Renting - Private
+34
-0.8pp
Renting - Not stated
-42
-0.7pp
Other tenure type
+185
+2.6pp
Not stated
-66
-1.2pp
Data table
Housing tenure for Southern Grampians (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 3,145 | 46.0% | 39.3% | 2,844 | 45.0% | 37.8% | +301 | +1.0pp |
| Mortgage | 1,970 | 28.8% | 33.2% | 1,849 | 29.2% | 33.2% | +121 | -0.4pp |
| Renting - Total | 1,357 | 19.8% | 23.6% | 1,381 | 21.8% | 25.1% | -24 | -2.0pp |
| Renting - Social housing | 217 | 3.2% | 3.1% | 215 | 3.4% | 3.6% | +2 | -0.2pp |
| Renting - Private | 1,125 | 16.4% | 20.3% | 1,091 | 17.2% | 20.8% | +34 | -0.8pp |
| Renting - Not stated | 23 | 0.3% | 0.2% | 65 | 1.0% | 0.7% | -42 | -0.7pp |
| Other tenure type | 253 | 3.7% | 2.1% | 68 | 1.1% | 0.8% | +185 | +2.6pp |
| Not stated | 123 | 1.8% | 1.9% | 189 | 3.0% | 3.1% | -66 | -1.2pp |
| Total households | 6,844 | 100.0% | 100.0% | 6,326 | 100.0% | 100.0% | +518 | 0.0pp |