Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Southern Midlands (M), accounting for 18.1% (194 households). This share was similar to Regional Tas. (18.3%).
Section overview
Monthly housing loan repayments
Southern Midlands (M) - Households (Enumerated)
This table summarises housing loan repayments for Southern Midlands (M) in 2021 for persons, with comparison against Regional Tas..
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Southern Midlands (M), with comparison markers for Regional Tas..
$299 or less
2021 count
52
% of total
4.9%
52
4.9%
$300 - $599
2021 count
96
% of total
9.0%
96
9.0%
$600 - $999
2021 count
194
% of total
18.1%
194
18.1%
$1,000 - $1,199
2021 count
107
% of total
10.0%
107
10.0%
$1,200 - $1,399
2021 count
137
% of total
12.8%
137
12.8%
$1,400 - $1,599
2021 count
111
% of total
10.4%
111
10.4%
$1,600-$1,799
2021 count
112
% of total
10.5%
112
10.5%
$1,800 - $1,999
2021 count
43
% of total
4.0%
43
4.0%
$2,000 - $2,199
2021 count
71
% of total
6.6%
71
6.6%
$2,200 - $2,399
2021 count
19
% of total
1.8%
19
1.8%
$2,400-$2,599
2021 count
4
% of total
0.4%
4
0.4%
$2,600-$2,999
2021 count
27
% of total
2.5%
27
2.5%
$3,000-$3,999
2021 count
21
% of total
2.0%
21
2.0%
$4,000-$4,999
2021 count
4
% of total
0.4%
4
0.4%
$5000 and over
2021 count
11
% of total
1.0%
11
1.0%
Not stated
2021 count
61
% of total
5.7%
61
5.7%
Data table
Housing loan repayments for Southern Midlands (M). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..
| Category | 2021 count | 2021 % | Regional Tas. % |
|---|---|---|---|
| $299 or less | 52 | 4.9% | 5.3% |
| $300 - $599 | 96 | 9.0% | 7.6% |
| $600 - $999 | 194 | 18.1% | 18.3% |
| $1,000 - $1,199 | 107 | 10.0% | 12.8% |
| $1,200 - $1,399 | 137 | 12.8% | 13.1% |
| $1,400 - $1,599 | 111 | 10.4% | 9.9% |
| $1,600-$1,799 | 112 | 10.5% | 8.3% |
| $1,800 - $1,999 | 43 | 4.0% | 4.1% |
| $2,000 - $2,199 | 71 | 6.6% | 6.0% |
| $2,200 - $2,399 | 19 | 1.8% | 1.7% |
| $2,400-$2,599 | 4 | 0.4% | 0.9% |
| $2,600-$2,999 | 27 | 2.5% | 2.6% |
| $3,000-$3,999 | 21 | 2.0% | 2.6% |
| $4,000-$4,999 | 4 | 0.4% | 0.9% |
| $5000 and over | 11 | 1.0% | 0.8% |
| Not stated | 61 | 5.7% | 4.9% |
| Total | 1,070 | 100.0% | 100.0% |