Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Malvern East, accounting for 21.2% (550 households). This share was higher than Stonnington (C) (18.8%).
Section overview
Monthly housing loan repayments
Malvern East - Households (Enumerated)
This table summarises housing loan repayments for Malvern East in 2021 for persons, with comparison against Stonnington (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Malvern East, with comparison markers for Stonnington (C).
$299 or less
2021 count
170
% of total
6.6%
170
6.6%
$300 - $599
2021 count
57
% of total
2.2%
57
2.2%
$600 - $999
2021 count
85
% of total
3.3%
85
3.3%
$1,000 - $1,199
2021 count
77
% of total
3.0%
77
3.0%
$1,200 - $1,399
2021 count
99
% of total
3.8%
99
3.8%
$1,400 - $1,599
2021 count
91
% of total
3.5%
91
3.5%
$1,600-$1,799
2021 count
92
% of total
3.5%
92
3.5%
$1,800 - $1,999
2021 count
78
% of total
3.0%
78
3.0%
$2,000 - $2,199
2021 count
176
% of total
6.8%
176
6.8%
$2,200 - $2,399
2021 count
84
% of total
3.2%
84
3.2%
$2,400-$2,599
2021 count
86
% of total
3.3%
86
3.3%
$2,600-$2,999
2021 count
109
% of total
4.2%
109
4.2%
$3,000-$3,999
2021 count
365
% of total
14.1%
365
14.1%
$4,000-$4,999
2021 count
274
% of total
10.6%
274
10.6%
$5000 and over
2021 count
550
% of total
21.2%
550
21.2%
Not stated
2021 count
199
% of total
7.7%
199
7.7%
Data table
Housing loan repayments for Malvern East. Monthly housing loan repayments. 2021 counts and percentages compared with Stonnington (C).
| Category | 2021 count | 2021 % | Stonnington (C) % |
|---|---|---|---|
| $299 or less | 170 | 6.6% | 6.3% |
| $300 - $599 | 57 | 2.2% | 1.9% |
| $600 - $999 | 85 | 3.3% | 3.4% |
| $1,000 - $1,199 | 77 | 3.0% | 3.7% |
| $1,200 - $1,399 | 99 | 3.8% | 4.6% |
| $1,400 - $1,599 | 91 | 3.5% | 4.8% |
| $1,600-$1,799 | 92 | 3.5% | 4.8% |
| $1,800 - $1,999 | 78 | 3.0% | 4.0% |
| $2,000 - $2,199 | 176 | 6.8% | 7.8% |
| $2,200 - $2,399 | 84 | 3.2% | 3.4% |
| $2,400-$2,599 | 86 | 3.3% | 3.5% |
| $2,600-$2,999 | 109 | 4.2% | 4.8% |
| $3,000-$3,999 | 365 | 14.1% | 12.7% |
| $4,000-$4,999 | 274 | 10.6% | 8.3% |
| $5000 and over | 550 | 21.2% | 18.8% |
| Not stated | 199 | 7.7% | 7.1% |
| Total | 2,592 | 100.0% | 100.0% |