Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in South Yarra (part), accounting for 12.3% (288 households). This share was lower than Stonnington (C) (18.8%).
Section overview
Monthly housing loan repayments
South Yarra (part) - Households (Enumerated)
This table summarises housing loan repayments for South Yarra (part) in 2021 for persons, with comparison against Stonnington (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for South Yarra (part), with comparison markers for Stonnington (C).
$299 or less
2021 count
136
% of total
5.8%
136
5.8%
$300 - $599
2021 count
33
% of total
1.4%
33
1.4%
$600 - $999
2021 count
81
% of total
3.5%
81
3.5%
$1,000 - $1,199
2021 count
120
% of total
5.1%
120
5.1%
$1,200 - $1,399
2021 count
162
% of total
6.9%
162
6.9%
$1,400 - $1,599
2021 count
157
% of total
6.7%
157
6.7%
$1,600-$1,799
2021 count
153
% of total
6.6%
153
6.6%
$1,800 - $1,999
2021 count
123
% of total
5.3%
123
5.3%
$2,000 - $2,199
2021 count
230
% of total
9.9%
230
9.9%
$2,200 - $2,399
2021 count
104
% of total
4.5%
104
4.5%
$2,400-$2,599
2021 count
72
% of total
3.1%
72
3.1%
$2,600-$2,999
2021 count
123
% of total
5.3%
123
5.3%
$3,000-$3,999
2021 count
256
% of total
11.0%
256
11.0%
$4,000-$4,999
2021 count
146
% of total
6.3%
146
6.3%
$5000 and over
2021 count
288
% of total
12.3%
288
12.3%
Not stated
2021 count
148
% of total
6.3%
148
6.3%
Data table
Housing loan repayments for South Yarra (part). Monthly housing loan repayments. 2021 counts and percentages compared with Stonnington (C).
| Category | 2021 count | 2021 % | Stonnington (C) % |
|---|---|---|---|
| $299 or less | 136 | 5.8% | 6.3% |
| $300 - $599 | 33 | 1.4% | 1.9% |
| $600 - $999 | 81 | 3.5% | 3.4% |
| $1,000 - $1,199 | 120 | 5.1% | 3.7% |
| $1,200 - $1,399 | 162 | 6.9% | 4.6% |
| $1,400 - $1,599 | 157 | 6.7% | 4.8% |
| $1,600-$1,799 | 153 | 6.6% | 4.8% |
| $1,800 - $1,999 | 123 | 5.3% | 4.0% |
| $2,000 - $2,199 | 230 | 9.9% | 7.8% |
| $2,200 - $2,399 | 104 | 4.5% | 3.4% |
| $2,400-$2,599 | 72 | 3.1% | 3.5% |
| $2,600-$2,999 | 123 | 5.3% | 4.8% |
| $3,000-$3,999 | 256 | 11.0% | 12.7% |
| $4,000-$4,999 | 146 | 6.3% | 8.3% |
| $5000 and over | 288 | 12.3% | 18.8% |
| Not stated | 148 | 6.3% | 7.1% |
| Total | 2,332 | 100.0% | 100.0% |