Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Windsor (Vic.) (part), accounting for 13.5% (113 households). This share was higher than Stonnington (C) (12.7%).
Section overview
Monthly housing loan repayments
Windsor (Vic.) (part) - Households (Enumerated)
This table summarises housing loan repayments for Windsor (Vic.) (part) in 2021 for persons, with comparison against Stonnington (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Windsor (Vic.) (part), with comparison markers for Stonnington (C).
$299 or less
2021 count
51
% of total
6.1%
51
6.1%
$300 - $599
2021 count
14
% of total
1.7%
14
1.7%
$600 - $999
2021 count
28
% of total
3.3%
28
3.3%
$1,000 - $1,199
2021 count
31
% of total
3.7%
31
3.7%
$1,200 - $1,399
2021 count
40
% of total
4.8%
40
4.8%
$1,400 - $1,599
2021 count
64
% of total
7.6%
64
7.6%
$1,600-$1,799
2021 count
54
% of total
6.4%
54
6.4%
$1,800 - $1,999
2021 count
45
% of total
5.4%
45
5.4%
$2,000 - $2,199
2021 count
77
% of total
9.2%
77
9.2%
$2,200 - $2,399
2021 count
32
% of total
3.8%
32
3.8%
$2,400-$2,599
2021 count
37
% of total
4.4%
37
4.4%
$2,600-$2,999
2021 count
52
% of total
6.2%
52
6.2%
$3,000-$3,999
2021 count
113
% of total
13.5%
113
13.5%
$4,000-$4,999
2021 count
60
% of total
7.2%
60
7.2%
$5000 and over
2021 count
79
% of total
9.4%
79
9.4%
Not stated
2021 count
61
% of total
7.3%
61
7.3%
Data table
Housing loan repayments for Windsor (Vic.) (part). Monthly housing loan repayments. 2021 counts and percentages compared with Stonnington (C).
| Category | 2021 count | 2021 % | Stonnington (C) % |
|---|---|---|---|
| $299 or less | 51 | 6.1% | 6.3% |
| $300 - $599 | 14 | 1.7% | 1.9% |
| $600 - $999 | 28 | 3.3% | 3.4% |
| $1,000 - $1,199 | 31 | 3.7% | 3.7% |
| $1,200 - $1,399 | 40 | 4.8% | 4.6% |
| $1,400 - $1,599 | 64 | 7.6% | 4.8% |
| $1,600-$1,799 | 54 | 6.4% | 4.8% |
| $1,800 - $1,999 | 45 | 5.4% | 4.0% |
| $2,000 - $2,199 | 77 | 9.2% | 7.8% |
| $2,200 - $2,399 | 32 | 3.8% | 3.4% |
| $2,400-$2,599 | 37 | 4.4% | 3.5% |
| $2,600-$2,999 | 52 | 6.2% | 4.8% |
| $3,000-$3,999 | 113 | 13.5% | 12.7% |
| $4,000-$4,999 | 60 | 7.2% | 8.3% |
| $5000 and over | 79 | 9.4% | 18.8% |
| Not stated | 61 | 7.3% | 7.1% |
| Total | 838 | 100.0% | 100.0% |