Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Subiaco (C), accounting for 15.9% (296 households). This share was higher than Greater Perth (9%).
Section overview
Monthly housing loan repayments
Subiaco (C) - Households (Enumerated)
This table summarises housing loan repayments for Subiaco (C) in 2021 for persons, with comparison against Greater Perth.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Subiaco (C), with comparison markers for Greater Perth.
$299 or less
2021 count
106
% of total
5.7%
106
5.7%
$300 - $599
2021 count
56
% of total
3.0%
56
3.0%
$600 - $999
2021 count
88
% of total
4.7%
88
4.7%
$1,000 - $1,199
2021 count
53
% of total
2.8%
53
2.8%
$1,200 - $1,399
2021 count
88
% of total
4.7%
88
4.7%
$1,400 - $1,599
2021 count
99
% of total
5.3%
99
5.3%
$1,600-$1,799
2021 count
94
% of total
5.0%
94
5.0%
$1,800 - $1,999
2021 count
59
% of total
3.2%
59
3.2%
$2,000 - $2,199
2021 count
140
% of total
7.5%
140
7.5%
$2,200 - $2,399
2021 count
53
% of total
2.8%
53
2.8%
$2,400-$2,599
2021 count
69
% of total
3.7%
69
3.7%
$2,600-$2,999
2021 count
111
% of total
5.9%
111
5.9%
$3,000-$3,999
2021 count
296
% of total
15.9%
296
15.9%
$4,000-$4,999
2021 count
202
% of total
10.8%
202
10.8%
$5000 and over
2021 count
263
% of total
14.1%
263
14.1%
Not stated
2021 count
89
% of total
4.8%
89
4.8%
Data table
Housing loan repayments for Subiaco (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
| Category | 2021 count | 2021 % | Greater Perth % |
|---|---|---|---|
| $299 or less | 106 | 5.7% | 4.2% |
| $300 - $599 | 56 | 3.0% | 2.7% |
| $600 - $999 | 88 | 4.7% | 5.8% |
| $1,000 - $1,199 | 53 | 2.8% | 5.2% |
| $1,200 - $1,399 | 88 | 4.7% | 7.3% |
| $1,400 - $1,599 | 99 | 5.3% | 8.2% |
| $1,600-$1,799 | 94 | 5.0% | 9.7% |
| $1,800 - $1,999 | 59 | 3.2% | 7.5% |
| $2,000 - $2,199 | 140 | 7.5% | 11.7% |
| $2,200 - $2,399 | 53 | 2.8% | 5.1% |
| $2,400-$2,599 | 69 | 3.7% | 3.9% |
| $2,600-$2,999 | 111 | 5.9% | 7.2% |
| $3,000-$3,999 | 296 | 15.9% | 9.0% |
| $4,000-$4,999 | 202 | 10.8% | 3.7% |
| $5000 and over | 263 | 14.1% | 3.3% |
| Not stated | 89 | 4.8% | 5.6% |
| Total | 1,866 | 100.0% | 100.0% |