Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 75.4% of households in Surf Coast (S) were purchasing or had fully paid off their home, while 17.4% were renting. The mortgage share was higher than Regional Vic. (31.5%).
Section overview
Housing tenure
Surf Coast (S) - Households (Enumerated)
This table summarises housing tenure for Surf Coast (S) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Surf Coast (S), with comparison markers for Regional Vic..
Fully owned
2021 count
5,581
% of total
38.8%
Change from 2016
+1.6pp
5,581
38.8%
+1.6pp
Mortgage
2021 count
5,265
% of total
36.6%
Change from 2016
+1.3pp
5,265
36.6%
+1.3pp
Renting - Total
2021 count
2,499
% of total
17.4%
Change from 2016
-2.6pp
2,499
17.4%
-2.6pp
Renting - Social housing
2021 count
70
% of total
0.5%
Change from 2016
-0.1pp
70
0.5%
-0.1pp
Renting - Private
2021 count
2,422
% of total
16.8%
Change from 2016
-1.8pp
2,422
16.8%
-1.8pp
Renting - Not stated
2021 count
10
% of total
0.1%
Change from 2016
-0.6pp
10
0.1%
-0.6pp
Other tenure type
2021 count
366
% of total
2.5%
Change from 2016
+1.4pp
366
2.5%
+1.4pp
Not stated
2021 count
663
% of total
4.6%
Change from 2016
-1.9pp
663
4.6%
-1.9pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,533
+1.6pp
Mortgage
+1,420
+1.3pp
Renting - Total
+328
-2.6pp
Renting - Social housing
+8
-0.1pp
Renting - Private
+394
-1.8pp
Renting - Not stated
-68
-0.6pp
Other tenure type
+249
+1.4pp
Not stated
-43
-1.9pp
Data table
Housing tenure for Surf Coast (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 5,581 | 38.8% | 37.6% | 4,048 | 37.2% | 35.7% | +1,533 | +1.6pp |
| Mortgage | 5,265 | 36.6% | 31.5% | 3,845 | 35.3% | 31.2% | +1,420 | +1.3pp |
| Renting - Total | 2,499 | 17.4% | 22.6% | 2,171 | 20.0% | 23.9% | +328 | -2.6pp |
| Renting - Social housing | 70 | 0.5% | 3.0% | 62 | 0.6% | 3.3% | +8 | -0.1pp |
| Renting - Private | 2,422 | 16.8% | 19.5% | 2,028 | 18.6% | 19.8% | +394 | -1.8pp |
| Renting - Not stated | 10 | 0.1% | 0.2% | 78 | 0.7% | 0.7% | -68 | -0.6pp |
| Other tenure type | 366 | 2.5% | 2.0% | 117 | 1.1% | 0.8% | +249 | +1.4pp |
| Not stated | 663 | 4.6% | 6.4% | 706 | 6.5% | 8.4% | -43 | -1.9pp |
| Total households | 14,380 | 100.0% | 100.0% | 10,881 | 100.0% | 100.0% | +3,499 | 0.0pp |