Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 78.2% of households in Surf Coast (S) were purchasing or had fully paid off their home, while 18.1% were renting. The mortgage share was higher than Regional Vic. (33.2%).
Section overview
Housing tenure
Surf Coast (S) - Households (Enumerated)
This table summarises housing tenure for Surf Coast (S) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Surf Coast (S), with comparison markers for Regional Vic..
Fully owned
2021 count
5,259
% of total
39.6%
Change from 2016
+0.9pp
5,259
39.6%
+0.9pp
Mortgage
2021 count
5,118
% of total
38.6%
Change from 2016
+1.2pp
5,118
38.6%
+1.2pp
Renting - Total
2021 count
2,403
% of total
18.1%
Change from 2016
-2.5pp
2,403
18.1%
-2.5pp
Renting - Social housing
2021 count
70
% of total
0.5%
Change from 2016
-0.1pp
70
0.5%
-0.1pp
Renting - Private
2021 count
2,323
% of total
17.5%
Change from 2016
-1.9pp
2,323
17.5%
-1.9pp
Renting - Not stated
2021 count
15
% of total
0.1%
Change from 2016
-0.6pp
15
0.1%
-0.6pp
Other tenure type
2021 count
319
% of total
2.4%
Change from 2016
+1.5pp
319
2.4%
+1.5pp
Not stated
2021 count
170
% of total
1.3%
Change from 2016
-1.1pp
170
1.3%
-1.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,324
+0.9pp
Mortgage
+1,319
+1.2pp
Renting - Total
+306
-2.5pp
Renting - Social housing
+13
-0.1pp
Renting - Private
+355
-1.9pp
Renting - Not stated
-52
-0.6pp
Other tenure type
+223
+1.5pp
Not stated
-72
-1.1pp
Data table
Housing tenure for Surf Coast (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 5,259 | 39.6% | 39.3% | 3,935 | 38.7% | 37.8% | +1,324 | +0.9pp |
| Mortgage | 5,118 | 38.6% | 33.2% | 3,799 | 37.4% | 33.2% | +1,319 | +1.2pp |
| Renting - Total | 2,403 | 18.1% | 23.6% | 2,097 | 20.6% | 25.1% | +306 | -2.5pp |
| Renting - Social housing | 70 | 0.5% | 3.1% | 57 | 0.6% | 3.6% | +13 | -0.1pp |
| Renting - Private | 2,323 | 17.5% | 20.3% | 1,968 | 19.4% | 20.8% | +355 | -1.9pp |
| Renting - Not stated | 15 | 0.1% | 0.2% | 67 | 0.7% | 0.7% | -52 | -0.6pp |
| Other tenure type | 319 | 2.4% | 2.1% | 96 | 0.9% | 0.8% | +223 | +1.5pp |
| Not stated | 170 | 1.3% | 1.9% | 242 | 2.4% | 3.1% | -72 | -1.1pp |
| Total households | 13,270 | 100.0% | 100.0% | 10,163 | 100.0% | 100.0% | +3,107 | 0.0pp |