Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 81.6% of households in Tolga were purchasing or had fully paid off their home, while 13.7% were renting. The mortgage share was higher than Tablelands (R) (25.9%).

Section overview

Housing tenure

Tolga - Households (Enumerated)

This table summarises housing tenure for Tolga in 2021 for persons, with comparison against Tablelands (R) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Tolga, with comparison markers for Tablelands (R).

Tolga
Tablelands (R)

Fully owned

2021 count

541

% of total

47.3%

Change from 2016

-27.7pp

Mortgage

2021 count

392

% of total

34.3%

Change from 2016

+34.3pp

Renting - Total

2021 count

157

% of total

13.7%

Change from 2016

+13.7pp

Renting - Social housing

2021 count

8

% of total

0.7%

Change from 2016

+0.7pp

Renting - Private

2021 count

150

% of total

13.1%

Change from 2016

+13.1pp

Renting - Not stated

2021 count

6

% of total

0.5%

Change from 2016

+0.5pp

Other tenure type

2021 count

20

% of total

1.7%

Change from 2016

+1.7pp

Not stated

2021 count

31

% of total

2.7%

Change from 2016

+2.7pp

Data table

Housing tenure for Tolga. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Tablelands (R).

Housing tenure for Tolga. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Tablelands (R).
Housing tenure for Tolga. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Tablelands (R).
Category20212016Change
Count%Tablelands (R)%Count%Tablelands (R)%Countpp
Fully owned54147.3%44.7%375.0%42.8%+538-27.7pp
Mortgage39234.3%25.9%00.0%26.0%+392+34.3pp
Renting - Total15713.7%24.2%00.0%27.4%+157+13.7pp
Renting - Social housing80.7%3.2%00.0%3.3%+8+0.7pp
Renting - Private15013.1%20.7%00.0%22.8%+150+13.1pp
Renting - Not stated60.5%0.3%00.0%1.3%+6+0.5pp
Other tenure type201.7%2.5%00.0%0.9%+20+1.7pp
Not stated312.7%2.6%00.0%3.1%+31+2.7pp
Total households1,144100.0%100.0%4100.0%100.0%+1,1400.0pp