Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 64.9% of households in Tamworth Regional (A) were purchasing or had fully paid off their home, while 31.1% were renting. The mortgage share was similar to Regional NSW (31.2%).
Section overview
Housing tenure
Tamworth Regional (A) - Households (Enumerated)
This table summarises housing tenure for Tamworth Regional (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Tamworth Regional (A), with comparison markers for Regional NSW.
Fully owned
2021 count
7,934
% of total
33.6%
Change from 2016
-0.3pp
7,934
33.6%
-0.3pp
Mortgage
2021 count
7,382
% of total
31.3%
Change from 2016
+0.2pp
7,382
31.3%
+0.2pp
Renting - Total
2021 count
7,336
% of total
31.1%
Change from 2016
+0.2pp
7,336
31.1%
+0.2pp
Renting - Social housing
2021 count
874
% of total
3.7%
Change from 2016
-0.2pp
874
3.7%
-0.2pp
Renting - Private
2021 count
6,383
% of total
27.0%
Change from 2016
+0.8pp
6,383
27.0%
+0.8pp
Renting - Not stated
2021 count
81
% of total
0.3%
Change from 2016
-0.5pp
81
0.3%
-0.5pp
Other tenure type
2021 count
533
% of total
2.3%
Change from 2016
+1.5pp
533
2.3%
+1.5pp
Not stated
2021 count
432
% of total
1.8%
Change from 2016
-1.5pp
432
1.8%
-1.5pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+562
-0.3pp
Mortgage
+619
+0.2pp
Renting - Total
+607
+0.2pp
Renting - Social housing
+15
-0.2pp
Renting - Private
+684
+0.8pp
Renting - Not stated
-94
-0.5pp
Other tenure type
+356
+1.5pp
Not stated
-278
-1.5pp
Data table
Housing tenure for Tamworth Regional (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 7,934 | 33.6% | 38.0% | 7,372 | 33.9% | 37.4% | +562 | -0.3pp |
| Mortgage | 7,382 | 31.3% | 31.2% | 6,763 | 31.1% | 30.6% | +619 | +0.2pp |
| Renting - Total | 7,336 | 31.1% | 26.8% | 6,729 | 30.9% | 27.9% | +607 | +0.2pp |
| Renting - Social housing | 874 | 3.7% | 4.0% | 859 | 3.9% | 4.5% | +15 | -0.2pp |
| Renting - Private | 6,383 | 27.0% | 22.6% | 5,699 | 26.2% | 22.7% | +684 | +0.8pp |
| Renting - Not stated | 81 | 0.3% | 0.2% | 175 | 0.8% | 0.7% | -94 | -0.5pp |
| Other tenure type | 533 | 2.3% | 2.3% | 177 | 0.8% | 1.0% | +356 | +1.5pp |
| Not stated | 432 | 1.8% | 1.7% | 710 | 3.3% | 3.0% | -278 | -1.5pp |
| Total households | 23,617 | 100.0% | 100.0% | 21,752 | 100.0% | 100.0% | +1,865 | 0.0pp |