Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $800 to $999 was the most common mortgage repayment band among households with a mortgage in Tasman (M), accounting for 15.4% (43 households). This share was higher than Regional Tas. (10.7%).

Section overview

Monthly housing loan repayments

Tasman (M) - Households (Enumerated)

This table summarises housing loan repayments for Tasman (M) in 2021 for persons, with comparison against Regional Tas..

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Tasman (M), with comparison markers for Regional Tas..

Tasman (M)
Regional Tas.

Nil Repayments

2021 count

11

% of total

3.9%

1 To 149

2021 count

3

% of total

1.1%

150 To 299

2021 count

9

% of total

3.2%

300 To 449

2021 count

15

% of total

5.4%

450 To 599

2021 count

12

% of total

4.3%

600 To 799

2021 count

20

% of total

7.2%

800 To 999

2021 count

43

% of total

15.4%

1000 To 1199

2021 count

29

% of total

10.4%

1200 To 1399

2021 count

30

% of total

10.8%

1400 To 1599

2021 count

25

% of total

9.0%

1600 To 1799

2021 count

14

% of total

5.0%

1800 To 1999

2021 count

8

% of total

2.9%

2000 To 2199

2021 count

10

% of total

3.6%

2200 To 2399

2021 count

3

% of total

1.1%

2400 To 2599

2021 count

3

% of total

1.1%

2600 To 2799

2021 count

8

% of total

2.9%

2800 To 2999

2021 count

4

% of total

1.4%

3000 To 3499

2021 count

4

% of total

1.4%

3500 To 3999

2021 count

3

% of total

1.1%

4000 To 4999

2021 count

-

% of total

-

5000 And Over

2021 count

5

% of total

1.8%

Not stated

2021 count

20

% of total

7.2%

Data table

Housing loan repayments for Tasman (M). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..

Housing loan repayments for Tasman (M). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..
Housing loan repayments for Tasman (M). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..
Category2021 count2021 %Regional Tas. %
Nil Repayments113.9%2.5%
1 To 14931.1%1.1%
150 To 29993.2%1.7%
300 To 449155.4%3.8%
450 To 599124.3%3.8%
600 To 799207.2%7.6%
800 To 9994315.4%10.7%
1000 To 11992910.4%12.8%
1200 To 13993010.8%13.1%
1400 To 1599259.0%9.9%
1600 To 1799145.0%8.3%
1800 To 199982.9%4.1%
2000 To 2199103.6%6.0%
2200 To 239931.1%1.7%
2400 To 259931.1%0.9%
2600 To 279982.9%1.9%
2800 To 299941.4%0.7%
3000 To 349941.4%2.0%
3500 To 399931.1%0.6%
4000 To 4999--0.9%
5000 And Over51.8%0.8%
Not stated207.2%4.9%
Total279100.0%100.0%