Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $600 to $799 was the most common mortgage repayment band among households with a mortgage in Tatiara (DC), accounting for 16.3% (137 households). This share was higher than Regional SA (9.7%).

Section overview

Monthly housing loan repayments

Tatiara (DC) - Households (Enumerated)

This table summarises housing loan repayments for Tatiara (DC) in 2021 for persons, with comparison against Regional SA.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Tatiara (DC), with comparison markers for Regional SA.

Tatiara (DC)
Regional SA

Nil Repayments

2021 count

51

% of total

6.1%

1 To 149

2021 count

12

% of total

1.4%

150 To 299

2021 count

13

% of total

1.5%

300 To 449

2021 count

62

% of total

7.4%

450 To 599

2021 count

76

% of total

9.0%

600 To 799

2021 count

137

% of total

16.3%

800 To 999

2021 count

113

% of total

13.5%

1000 To 1199

2021 count

98

% of total

11.7%

1200 To 1399

2021 count

68

% of total

8.1%

1400 To 1599

2021 count

36

% of total

4.3%

1600 To 1799

2021 count

26

% of total

3.1%

1800 To 1999

2021 count

13

% of total

1.5%

2000 To 2199

2021 count

35

% of total

4.2%

2200 To 2399

2021 count

7

% of total

0.8%

2400 To 2599

2021 count

-

% of total

-

2600 To 2799

2021 count

5

% of total

0.6%

2800 To 2999

2021 count

6

% of total

0.7%

3000 To 3499

2021 count

8

% of total

1.0%

3500 To 3999

2021 count

3

% of total

0.4%

4000 To 4999

2021 count

10

% of total

1.2%

5000 And Over

2021 count

8

% of total

1.0%

Not stated

2021 count

53

% of total

6.3%

Data table

Housing loan repayments for Tatiara (DC). Monthly housing loan repayments. 2021 counts and percentages compared with Regional SA.

Housing loan repayments for Tatiara (DC). Monthly housing loan repayments. 2021 counts and percentages compared with Regional SA.
Housing loan repayments for Tatiara (DC). Monthly housing loan repayments. 2021 counts and percentages compared with Regional SA.
Category2021 count2021 %Regional SA %
Nil Repayments516.1%3.1%
1 To 149121.4%0.9%
150 To 299131.5%1.8%
300 To 449627.4%4.7%
450 To 599769.0%4.9%
600 To 79913716.3%9.7%
800 To 99911313.5%12.2%
1000 To 11999811.7%12.2%
1200 To 1399688.1%11.7%
1400 To 1599364.3%8.7%
1600 To 1799263.1%7.4%
1800 To 1999131.5%3.8%
2000 To 2199354.2%5.1%
2200 To 239970.8%1.6%
2400 To 2599--1.0%
2600 To 279950.6%1.5%
2800 To 299960.7%0.6%
3000 To 349981.0%1.8%
3500 To 399930.4%0.5%
4000 To 4999101.2%0.9%
5000 And Over81.0%0.8%
Not stated536.3%5.2%
Total840100.0%100.0%