Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 69.6% of households in Temora (A) were purchasing or had fully paid off their home, while 22% were renting. The mortgage share was lower than Regional NSW (29.4%).
Section overview
Housing tenure
Temora (A) - Households (Enumerated)
This table summarises housing tenure for Temora (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Temora (A), with comparison markers for Regional NSW.
Fully owned
2021 count
1,160
% of total
45.9%
Change from 2016
+1.0pp
1,160
45.9%
+1.0pp
Mortgage
2021 count
598
% of total
23.7%
Change from 2016
-1.6pp
598
23.7%
-1.6pp
Renting - Total
2021 count
556
% of total
22.0%
Change from 2016
-0.5pp
556
22.0%
-0.5pp
Renting - Social housing
2021 count
70
% of total
2.8%
Change from 2016
-0.6pp
70
2.8%
-0.6pp
Renting - Private
2021 count
483
% of total
19.1%
Change from 2016
+1.2pp
483
19.1%
+1.2pp
Renting - Not stated
2021 count
6
% of total
0.2%
Change from 2016
-0.8pp
6
0.2%
-0.8pp
Other tenure type
2021 count
75
% of total
3.0%
Change from 2016
+2.1pp
75
3.0%
+2.1pp
Not stated
2021 count
137
% of total
5.4%
Change from 2016
-1.1pp
137
5.4%
-1.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+54
+1.0pp
Mortgage
-24
-1.6pp
Renting - Total
+2
-0.5pp
Renting - Social housing
-14
-0.6pp
Renting - Private
+41
+1.2pp
Renting - Not stated
-18
-0.8pp
Other tenure type
+54
+2.1pp
Not stated
-24
-1.1pp
Data table
Housing tenure for Temora (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 1,160 | 45.9% | 36.3% | 1,106 | 44.9% | 35.5% | +54 | +1.0pp |
| Mortgage | 598 | 23.7% | 29.4% | 622 | 25.3% | 28.6% | -24 | -1.6pp |
| Renting - Total | 556 | 22.0% | 25.7% | 554 | 22.5% | 26.5% | +2 | -0.5pp |
| Renting - Social housing | 70 | 2.8% | 3.8% | 84 | 3.4% | 4.2% | -14 | -0.6pp |
| Renting - Private | 483 | 19.1% | 21.7% | 442 | 17.9% | 21.6% | +41 | +1.2pp |
| Renting - Not stated | 6 | 0.2% | 0.2% | 24 | 1.0% | 0.7% | -18 | -0.8pp |
| Other tenure type | 75 | 3.0% | 2.3% | 21 | 0.9% | 1.0% | +54 | +2.1pp |
| Not stated | 137 | 5.4% | 6.4% | 161 | 6.5% | 8.4% | -24 | -1.1pp |
| Total households | 2,527 | 100.0% | 100.0% | 2,463 | 100.0% | 100.0% | +64 | 0.0pp |