Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 74.3% of households in Tenterfield (A) were purchasing or had fully paid off their home, while 18.2% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Tenterfield (A) - Households (Enumerated)
This table summarises housing tenure for Tenterfield (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Tenterfield (A), with comparison markers for Regional NSW.
Fully owned
2021 count
1,541
% of total
53.6%
Change from 2016
+3.9pp
1,541
53.6%
+3.9pp
Mortgage
2021 count
595
% of total
20.7%
Change from 2016
-2.2pp
595
20.7%
-2.2pp
Renting - Total
2021 count
523
% of total
18.2%
Change from 2016
-5.1pp
523
18.2%
-5.1pp
Renting - Social housing
2021 count
81
% of total
2.8%
Change from 2016
-0.4pp
81
2.8%
-0.4pp
Renting - Private
2021 count
430
% of total
15.0%
Change from 2016
-3.3pp
430
15.0%
-3.3pp
Renting - Not stated
2021 count
4
% of total
0.1%
Change from 2016
-1.5pp
4
0.1%
-1.5pp
Other tenure type
2021 count
116
% of total
4.0%
Change from 2016
+3.1pp
116
4.0%
+3.1pp
Not stated
2021 count
97
% of total
3.4%
Change from 2016
+0.2pp
97
3.4%
+0.2pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+207
+3.9pp
Mortgage
-19
-2.2pp
Renting - Total
-103
-5.1pp
Renting - Social housing
-5
-0.4pp
Renting - Private
-62
-3.3pp
Renting - Not stated
-40
-1.5pp
Other tenure type
+91
+3.1pp
Not stated
+12
+0.2pp
Data table
Housing tenure for Tenterfield (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 1,541 | 53.6% | 38.0% | 1,334 | 49.7% | 37.4% | +207 | +3.9pp |
| Mortgage | 595 | 20.7% | 31.2% | 614 | 22.9% | 30.6% | -19 | -2.2pp |
| Renting - Total | 523 | 18.2% | 26.8% | 626 | 23.3% | 27.9% | -103 | -5.1pp |
| Renting - Social housing | 81 | 2.8% | 4.0% | 86 | 3.2% | 4.5% | -5 | -0.4pp |
| Renting - Private | 430 | 15.0% | 22.6% | 492 | 18.3% | 22.7% | -62 | -3.3pp |
| Renting - Not stated | 4 | 0.1% | 0.2% | 44 | 1.6% | 0.7% | -40 | -1.5pp |
| Other tenure type | 116 | 4.0% | 2.3% | 25 | 0.9% | 1.0% | +91 | +3.1pp |
| Not stated | 97 | 3.4% | 1.7% | 85 | 3.2% | 3.0% | +12 | +0.2pp |
| Total households | 2,875 | 100.0% | 100.0% | 2,682 | 100.0% | 100.0% | +193 | 0.0pp |