Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 80% of households in Towong (S) were purchasing or had fully paid off their home, while 14.5% were renting. The mortgage share was lower than Regional Vic. (33.2%).
Section overview
Housing tenure
Towong (S) - Households (Enumerated)
This table summarises housing tenure for Towong (S) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Chart view
Housing tenure snapshot
2021 distribution by category for Towong (S), with comparison markers for Regional Vic..
Fully owned
2021 count
1,200
% of total
49.9%
Change from 2016
+4.0pp
1,200
49.9%
+4.0pp
Mortgage
2021 count
725
% of total
30.1%
Change from 2016
-0.1pp
725
30.1%
-0.1pp
Renting - Total
2021 count
349
% of total
14.5%
Change from 2016
-4.5pp
349
14.5%
-4.5pp
Renting - Social housing
2021 count
28
% of total
1.2%
Change from 2016
+0.2pp
28
1.2%
+0.2pp
Renting - Private
2021 count
329
% of total
13.7%
Change from 2016
-2.8pp
329
13.7%
-2.8pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-1.7pp
0
0.0%
-1.7pp
Other tenure type
2021 count
84
% of total
3.5%
Change from 2016
+2.3pp
84
3.5%
+2.3pp
Not stated
2021 count
47
% of total
2.0%
Change from 2016
-1.6pp
47
2.0%
-1.6pp
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+129
+4.0pp
Mortgage
+21
-0.1pp
Renting - Total
-95
-4.5pp
Renting - Social housing
+5
+0.2pp
Renting - Private
-55
-2.8pp
Renting - Not stated
-39
-1.7pp
Other tenure type
+55
+2.3pp
Not stated
-37
-1.6pp
Data table
Housing tenure for Towong (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 1,200 | 49.9% | 39.3% | 1,071 | 45.9% | 37.8% | +129 | +4.0pp |
| Mortgage | 725 | 30.1% | 33.2% | 704 | 30.2% | 33.2% | +21 | -0.1pp |
| Renting - Total | 349 | 14.5% | 23.6% | 444 | 19.0% | 25.1% | -95 | -4.5pp |
| Renting - Social housing | 28 | 1.2% | 3.1% | 23 | 1.0% | 3.6% | +5 | +0.2pp |
| Renting - Private | 329 | 13.7% | 20.3% | 384 | 16.5% | 20.8% | -55 | -2.8pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 39 | 1.7% | 0.7% | -39 | -1.7pp |
| Other tenure type | 84 | 3.5% | 2.1% | 29 | 1.2% | 0.8% | +55 | +2.3pp |
| Not stated | 47 | 2.0% | 1.9% | 84 | 3.6% | 3.1% | -37 | -1.6pp |
| Total households | 2,406 | 100.0% | 100.0% | 2,333 | 100.0% | 100.0% | +73 | 0.0pp |