Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 66.8% of households in Unincorporated ACT were purchasing or had fully paid off their home, while 30.7% were renting. The mortgage share was similar to Australian Capital Territory (40.2%).
Section overview
Housing tenure
Unincorporated ACT - Households (Enumerated)
This table summarises housing tenure for Unincorporated ACT in 2021 for persons, with comparison against Australian Capital Territory and change since 2016.
Housing tenure snapshot
2021 distribution by category for Unincorporated ACT, with comparison markers for Australian Capital Territory.
Fully owned
2021 count
44,831
% of total
26.6%
Change from 2016
-0.4pp
44,831
26.6%
-0.4pp
Mortgage
2021 count
67,754
% of total
40.2%
Change from 2016
+1.8pp
67,754
40.2%
+1.8pp
Renting - Total
2021 count
51,681
% of total
30.7%
Change from 2016
-1.1pp
51,681
30.7%
-1.1pp
Renting - Social housing
2021 count
9,581
% of total
5.7%
Change from 2016
-0.8pp
9,581
5.7%
-0.8pp
Renting - Private
2021 count
41,887
% of total
24.9%
Change from 2016
-0.1pp
41,887
24.9%
-0.1pp
Renting - Not stated
2021 count
208
% of total
0.1%
Change from 2016
-0.2pp
208
0.1%
-0.2pp
Other tenure type
2021 count
2,675
% of total
1.6%
Change from 2016
+0.9pp
2,675
1.6%
+0.9pp
Not stated
2021 count
1,456
% of total
0.9%
Change from 2016
-1.2pp
1,456
0.9%
-1.2pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+6,276
-0.4pp
Mortgage
+12,922
+1.8pp
Renting - Total
+6,335
-1.1pp
Renting - Social housing
+347
-0.8pp
Renting - Private
+6,251
-0.1pp
Renting - Not stated
-263
-0.2pp
Other tenure type
+1,723
+0.9pp
Not stated
-1,528
-1.2pp
Data table
Housing tenure for Unincorporated ACT. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Australian Capital Territory.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Australian Capital Territory% | Count | % | Australian Capital Territory% | Count | pp | |
| Fully owned | 44,831 | 26.6% | 26.6% | 38,555 | 27.0% | 27.0% | +6,276 | -0.4pp |
| Mortgage | 67,754 | 40.2% | 40.2% | 54,832 | 38.4% | 38.4% | +12,922 | +1.8pp |
| Renting - Total | 51,681 | 30.7% | 30.7% | 45,346 | 31.8% | 31.8% | +6,335 | -1.1pp |
| Renting - Social housing | 9,581 | 5.7% | 5.7% | 9,234 | 6.5% | 6.5% | +347 | -0.8pp |
| Renting - Private | 41,887 | 24.9% | 24.9% | 35,636 | 25.0% | 25.0% | +6,251 | -0.1pp |
| Renting - Not stated | 208 | 0.1% | 0.1% | 471 | 0.3% | 0.3% | -263 | -0.2pp |
| Other tenure type | 2,675 | 1.6% | 1.6% | 952 | 0.7% | 0.7% | +1,723 | +0.9pp |
| Not stated | 1,456 | 0.9% | 0.9% | 2,984 | 2.1% | 2.1% | -1,528 | -1.2pp |
| Total households | 168,400 | 100.0% | 100.0% | 142,664 | 100.0% | 100.0% | +25,736 | 0.0pp |